Hi Larry, I 60 years old. I have had a year of multiple lumber fractures. If or when I am cleared for work it I will be limited to reduced part-time at best. My income would be significantly reduced from the full time wages I would normally receive. Should I file for SSD then work part-time if possible? Will I receive FDA(?). Or benefits I would get a 62? Hoping for the best, expecting the worse. Thank you.