My Husband passed away in Sept of last year he was collecting Disability , i will be 60 in Dec of this year i am going to apply for survivor benefits in Sept , my question to you is will i collect his full amount or is it a reduced rate and am i entitled to the Cola increases every year .
Hi. I'm sorry for your loss. No, if you start drawing widow's benefits at age 60, your widow's benefit rate will be reduced for age. When taken at age 60, widow's benefits are paid at 71.5% of the deceased spouse's primary insurance amount (PIA). A person's PIA is equal . . . Read More