Ask Larry

How Much Can I Make And Still Receive Social Security?

need to work and I am 69 on disability but have to get car can I or how much can I make and still receive disability

Hi. The only type of disability benefits that Social Security pays after a person reaches full retirement age (FRA) are childhood disability benefits (CDB). So, if you aren't receiving benefits based on one of your parents' Social Security earnings, then there's no limit on how much you could earn without losing your Social Security benefits.

However, if you are receiving CDB benefits, then your earnings would need to be below substantial gainful activity (SGA) level in order for you to continue to qualify for benefits. The monthly SGA earnings levels in 2023 are $1470 for non-blind individuals, or $2460 for people who are blind.

If you're receiving Supplemental Security Income (SSI) benefits, then you could lose $1 of your benefits for every $2 that you earn in excess of $65 in a month. SSI is not a Social Security benefit, but is a needs based benefit that's administered by Social Security.

Best, Jerry

Feb 3 2023 - 7:57am
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