For Advisors

The entire community of financial professionals—financial planners, investment advisors, accountants, lawyers, bankers, insurance agents—are buying Maximize My Social Security for use with their clients.

The program is accurate and comprehensive—addressing the most important details that free calculators can’t manage and competitive software doesn’t

  • Delaying retirement to receive higher benefits
  • Work longer, earning more to increase benefit
  • Sequence and time spousal and retirement benefits for grandfather under prior law.
  • File/Suspend/Reinstate retirement benefits
  • Early retirement to activate child or disabled-child benefits and child-in-care spousal benefits
  • Start widow(er) benefit before full retirement when deceased spouse took retirement benefits early
  • Take retirement benefits before taking non-covered pension to delay activation of Windfall Elimination Provision
  • Delay retirement benefits to raise widow(er) benefits for surviving spouse or ex spouse.
  • Retirement Insurance Benefits
  • Spouse's Insurance Benefits
  • Divorced Spouse's Insurance Benefits
  • Social Security Disability Insurance Benefits
  • Child In-Care Spouse's Insurance Benefits
  • Widow(er)'s Insurance Benefits
  • Divorced Widow(er)'s Insurance Benefits
  • Child's Insurance Benefits
  • Childhood Disability Benefits
  • Surviving Child's Insurance Benefits
  • Father's and Mother's Insurance Benefits
  • New Social Security law and grandfathering rules
  • Early benefit reductions
  • Delayed retirement credits
  • The earnings test
  • Adjustment of the reduction factor
  • Re-computation of benefits
  • Family maximum
  • Option to suspend and reinstate retirement benefits
  • Combined family maximum
  • Disabled family benefit maximum
  • RIB LIM on widow(er) benefits when the deceased spouse was entitled to reduced RIB
  • Windfall Elimination Provision (WEP)
  • Government Pension Offset (GPO)
  • Restricted application and deeming rules
  • Alternate widow(er)'s benefits when the deceased spouse died before age 62

Financial Professionals love Maximize My Social Security because . . .

  • the software suggests safe ways to make their clients tens if not hundreds of thousands of dollars
  • 10,000 Baby Boomers are retiring every day and need to make Social Security benefit decisions
  • they trust its developer—Boston University Professor of Economics, Laurence Kotlikoff
  • they trust the glowing reviews by The Wall Street Journal, the New York Times, the Dallas Morning News and others
  • they can easily enter data, including copying and pasting clients' exact Social Security earnings history
  • they can make side-by-side comparisons between lifetime benefits from selected and maximized Social Security strategies
  • they can show their clients the software’s easy to understand recommendations and clear instructions about how and when to file
  • they can show clients when the maximized strategy benefits will break even with their what-if strategy, to make it easier for clients to decide on the maximized strategy
  • they have heard about our terrific customer support
  • they can run all their client profiles based on a single $299 annual license
  • they know that Maximize My Social Security will help them help grow their business

Maximize My Social Security Pro includes everything in the Household version PLUS:

Company Customized Reports

Add your company logo and contact information to the PDF report cover page.

Longevity Scenarios

You can enter two additional sets of household maximum ages and see the What-If and Maximized results for each.

Alternative Plans

Set up two additional What-If plans and compare them to your original What-If/Base plan. Each What-if plan is compared side by side along with its Maximized counterpart.

Under the hood, Maximize My Social Security is extremely careful in capturing Social Security’s incredibly complex provisions. It typically considers tens of thousands of alternative collection strategies before suggesting the one that maximizes your clients’ lifetime benefits.

Learn more about How It Works

Additional information for advisors

Enterprise features

*The Maximize My Social Security Professional license permits that up to 100 clients may be stored at any one time. Learn more.
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