I am 67, retired, and planning to start SS retirement benefits (substantial) when I turn 70 in January 2025 (per your book and MaxiFi). My wife is 63 and will qualify for her own small SS retirement benefits plus spousal benefits. BUT: she was just diagnosed with ALS. I believe that she can apply now for SSDI benefits, which may be automatic, and that she can then get Medicare, which will help enormously. My question: if she does this (apply for SSDI now), will that goof up or reduce later SS benefits for her or for me?

Im 61 and on disability fighting cancer. I'm also on Medicare for my medical benefits . If I need to sell my home to make ends meet, can I keep my disability/medicare benefits ? Or will capital gains wipe that out?

Hi. I'm sorry to hear about your illness. Selling your home would have no adverse effect on your Medicare eligibility, nor would it affect your Social Security disability (SSDI) benefit eligibility or benefit rate. So, yes, you could keep those benefits even if you have to sell your home.

Best, Jerry

I'm on disability and just turned 62 on Nov -11-2022. Do I need to apply for Social Security ? Also how do I know that I am getting the most that I can draw ?

I am currently collecting Disability benefits. Will they continue until my full retirement age? Will they automatically be converted to regular social security at my FRA if I take no action? What actions must I take if I choose to delay taking benefits until I turn 70?

I'm curious about how SSA evaluates earning paid vs earned. I am paid biweekly, so a lot of pay periods fall over two months. Also, I never work a set schedule, so sometimes some months and weeks have more than others. There's really no way of knowing short of a daily breakdown when wages were earned, which I don't have. The paychecks contain the period covered, but again, it often spans two months. How is that handled? Thank you!

I am going to receive a $44,000 scheduled loss lump sum payment from workmen's comp for bilateral hearing loss. I never received any other workmen's comp benefits. i was told because it was a scheduled award that my SSDI would not be affected, I am waiting to get my settlement contract. if my settlement contract language says the settlement award is for my life time will my SSDI benefits be affected?

How do I know if I have SSI or SSDI and If I invest some of my SSI payments in stocks; will I have to pay it back to the Social Security Administration?

Hi. Supplemental Security Income (SSI) is a needs based benefit that's administered by Social Security. However, the SSI program is funded by general tax revenues, not Social Security taxes. In order to qualify for SSI benefits, a person must be either blind, disabled, or at least age 65, and they must have little or no other income or assets.

I am on Disability, I sold my house to move closer to my family in another state after the passing of my husband.
My question is now that I have some money in the bank will I loose my Disability

Hi. The answer depends in part on what type of disability benefits you receive. If you receive Social Security disability (SSDI) benefits based on your past earnings, then selling a home won't affect your benefits no matter how much money you have in the bank.

Hi Larry,

I am on SSDI and wish to file a SSA-521 Request for Withdrawal of Application to stop benefits (and go back to work). I understand I will have to repay all benefits received to date to get this approved. I am very confused as to which date Social Security uses for starting the 12 month clock for approving an SSA-521. My original application for SSDI was received by Social Security in August 2021. My first benefit payment was issued in Nov. 2021. I am not sure of my date of entitlement, as it is confusing to determine what Social Security means by that.

If I exchange cryptocurrency to cash is that considered earned income towards my ssd. crypto currency isn't earned income. Can I exchange just enough per month so I don't go over my earned income per month for ssdi