Ask Larry

Disability Benefits

What Kind Of Health Insurance Can I Get If Social Security Cuts Off My SSDI Benefits?

I'm 62. In 2018 went on FMLA then Long Term Disability from prior employer then to SSDI awarded October 2020. I was diagnosed with Small Cell Lung Cancer treated with Chemo and Radiation but right lung tumor has shown increase recurrance or relapse not sure the correct terminology. I got a letter from SSDI asking about any work done since April 2018 which is zero due to the cancer(s) and the treatment along with mental health issues and other medical issues and the recent possibility of breast cancer. I have biopsy for right lung and breast coming up 6/30 and 7/19.

Posted: 
Thursday, June 23, 2022 - 15:00

When Will I Get My Payments?

I have received a notice from the appeals council that I am disabled as of oct 11 2021 I received the latter may 26 2022 I am approved for widows benefits on my husbands insured social security . I also applied for ssi he said he remanded the administrative law judge to decide if i could get the months prior to October 2021 seeing as i filed from June 2020. I’m just wondering for the decision appeals council found partially favorable to me saying I’m disabled as of oct 11 2021 when ill get my payments . Thank u

Posted: 
Thursday, June 23, 2022 - 13:08

Would The Fact That I Stopped Working Two Years Prior To Being Diagnosed With Cancer Preclude Me From Filing For Disability Benefits?

Hi Larry,

Due to a recent serious health issue, my husband and I are now considering for me to apply as soon as I turn 62 in October of this year and continue to wait until he turns 70 to apply for his as we have always planned because he is the higher earner. My birthdate is 10/2/1960 and his is 12/9/1953. My questions are as follows:

Posted: 
Tuesday, June 14, 2022 - 22:13

Will I Lose My SSDI Benefits If I Sell My Home?

If I sell my house and I receive ssdi will I loose my disability benefits. And if I make extra money from my current home to use for repairs on the new home?

Hi. No, selling your home wouldn't affect your Social Security disability (SSDI) benefits. It doesn't matter how much you sell the home for, nor how you spend the proceeds from the sale.

The only type of benefit that Social Security administers that could be affected by the sale of a home is Supplemental Security Income (SSI), which is needs based.

Best, Jerry

Posted: 
Monday, June 13, 2022 - 13:47

Can I Get Social Security Disability Benefits After I Start Receiving SSI?

Can I get SS disability benefits after I start receiving SSI?

Hi. My answer assumes that by SSI you're referring to Supplemental Security Income. Yes, it's possible to become eligible for Social Security disability (SSDI) benefits even if you're already collecting SSI benefits, provided that you're under your full retirement age (FRA).

Posted: 
Saturday, June 4, 2022 - 16:35

Is It Possible For Me To Work Part-Time For Less Than $900 Indefinitely Without Any Problems From SSA?

Hi Larry, I am 63 YO and have been on SSDI for 5 years. I want to get a part time job with no intention of ever going back to full time work at this time due to my disability. My goal is to work 15 hours a week making under $900.00 / month. Is that possible without any problems from SSA? Can I do that indefinitely? How do I proceed? Do I just get a job and let them know I am working or do I just start sending my pay stubs without notification?

Posted: 
Tuesday, May 31, 2022 - 15:41

When Can I Be Free Of SSDI?

Hi I am on SSDI and seperated from spouse. I can't afford to live here and may move to UK. Possibly Spain or split time. I also can't afford them taking 25.5% in tax out first.

When can I be free of SSDI? When I retire? and if they take it away can I then apply for retirement early ( I am 63) so it wouldn't be too much early.
And if that happens how can I prevent tax. I am permanent.resident and not citizen. Seems unfair as I paid into the system and it should be mine and not be penalized for having to move out of US. Trying to survive here.

Posted: 
Sunday, May 29, 2022 - 16:29

If A Person Is Collecting Private Disability Insurance Are They Required At Any Point To Apply For SSDI?

Hi - if a person age 57, is collecting disability payments (not SSDI) but disability through private insurance, are they at any point required to apply for SSDI? How would private disability payments be affected when a Social Security beneficiary files for Social Security benefits, either at age 62 or FRA or age 70? Thank you

Posted: 
Thursday, May 26, 2022 - 14:56
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