Ask Larry

Disabled Adult Child Benefits

If My Child Already Receives Benefits As A Disabled Child Will I Have To File For His Benefit To Be Recalculated When I Apply For My Benefits?

If my disabled child already receives Ssdi based on my spouse social security records when I retire will I have to file for his ssdi to be recalculated based on what my retirement amount be or will I have the option of not allowing him to receive the higher benefit amount that will impact his Ssi?

Saturday, November 13, 2021 - 09:00

Is It Correct That My Son Has To Start Over And Reapply In Order To Get Half Of My My Wife's Benefit Rate?

My wife receives SS as she is over 62 and retired. Our 31 year old son was declared disabled before turning 22 and receives SSI. I was told (by a friend) that to get half of his mothers SS that we would have to start over and re-apply. Is that correct and if not how do we go about getting half her benfits for him.
Thank you any help that you can provide

Sunday, October 31, 2021 - 14:15

Could I Be Eligible To Receive Benefits Off Of My Deceased Mother's Record?

I get adult SSI but I got diagnosed when I was a child. I have medical records dating back40 years or more, was hospitalized numerous times as a child, but didn't get benefits until my early 20s because my mother didn't know to apply. She's passed on now, and I was wondering if I could possibly be eligible to receive benefits off her records and if it's even worth finding out and filing for. Thank you and have a good one.

Wednesday, October 6, 2021 - 16:13

Will My Daughter Automatically Start Getting CDB Benefits If Her Father Listed Her On His Application?

I have a 32 year old adult disabled daughter (who was deemed disabled before age 22) on both SSI and SSDI based on her own work record. She earned 6 credits before age 24 which qualified her to collect SSDI on her own work record in addition to collecting SSI. During the time she worked she never reached SGA (Substantial Gainful Activity). Her father just filed for retirement benefits and as a result our daughter will be entitled to Childhood Disability Benefits (CDB) off of his work record.

Friday, September 3, 2021 - 13:35

What Amount If Any Of My Sister-In-Law's Residential Fees Might Count As Impairment Related Expenses?

My 56 YO sister-in-law is developmentally disabled and is a resident of a community specifically for the Intellectually Disabled. She is currently receiving DAC benefits. She pays a monthly "residential" fee of approximately $3700 per month. Recently with the help of her counselors, a job coach and their providing her transportation to and from work, she got a job working off campus and is quite excited. It is my understanding that if she were to exceed the SGA earnings, that she could lose her DAC benefits. If so, she will be unable to reside there any longer.

Friday, August 20, 2021 - 19:55

Will Social Security Require Us To File Form SSA-3368 When Our Daughter Files For Disabled Adult Child's Benefits?

I have a 31year old adult disabled daughter receiving both SSI an SSDI (on her own work record). Her father will be filing for Social Security Retirement Benefits soon. When her father files for SS Retirement Benefits we can also file an application for (Child's Insurance Benefits) based on his work record. As a result she is entitled to benefits on more then one earnings record (her own and her fathers). I also know she would not collect the maximum amount on both earnings records. She would collect the higher of the two and she would also not collect SSI anymore.

Saturday, July 10, 2021 - 12:37

Can I Apply For Child Survivor Benefits As A Disabled Adult?

Can I apply for child survival benefits if I'm an adult on ssi I been disabled at age 20 but I wasn't on ssi

Hi. You can always apply, but to eligible for disabled adult child's (DAC) benefits it would have to be determined that you became disabled according to Social Security standards prior to turning age 22. You'd also need to have a parent who is either drawing Social Security retirement or disability benefits or who is deceased and was insured for Social Security benefits.

Thursday, July 8, 2021 - 13:10

Do Disabled Adult Child Benefits Convert To Regular Retirement Benefits When The Recipient Turns 65?

I receive Disabled Adult Child benefits. At age 65, do they 'convert' to regular retirement benefits the way SSDI benefits do?

Thank you.

Hi. No. Disabled adult child's benefits are either a survivor or auxiliary benefit based on a parent's earnings history. Social Security disability (SSDI) and retirement benefits are both based on the disabled/retired worker's own earnings history, and SSDI benefits convert to Social Security retirement benefits when the recipient reaches full retirement age (FRA).

Best, Jerry

Thursday, June 3, 2021 - 07:28

When I Start Receiving SS Can My Son Then Get Half Of My Benefit Amount?

My son receives SSI for Down Syndrome, when I start receiving SS at age 67 my full retirement age, can my son then get half of my eligible disability payment (this would make a huge difference from $529 to $1,292)? Would we be subject to the family maximum if I receive SS at age 67 (38 yr work history), my wife receives SS at age 67 (35 yr work history) and my son receives half of my eligible disability payment (the total would be about $6,000)? Thank you so much for your response!

Friday, April 30, 2021 - 14:19

Is What The Social Security Representative Told Me About The Amount Of My Son's Benefit Correct?

Question on this, I'm applying for my Social security now at 62, my son is disable and I have talked to several people at the office and at the 800 number and they tell me it is based off when I apply for my social security which will be age 62 and not my full 66/10. His this correct/ thanks

Wednesday, April 14, 2021 - 10:10
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.
$40 Annual Household License
$299 Annual Financial Advisor License