Ask Larry

Disabled Adult Child Benefits

Do I Qualify For DAC Benefits, And How Do I Apply?

I am 43 years old and have been receiving SSDI since I applied when I was 18. I have Cystic Fibrosis which is a genetic lung disease I was born with. I have struggled throughout the years trying to work on and off. However, not being able to keep jobs long due to the fact I have many 2 week hospitalizations throughout the year. Companies seem to frown upon employees who are often gone for 2 week intervals.

Monday, July 2, 2018 - 14:36

Does Paying For Food/Housing Affect A Disabled Adult Child's Benefit Rate?

If a never-employed, disabled adult receives CDB/DAC (from parent's retirement), and he pays a portion of those benefits for food/housing to his parents while living in their house, would that affect his DAC benefits? Conversely, would the DAC benefits be affected if he paid nothing to his parents for those expenses and saved the money instead? Does SSA Code of Federal Regulations 404.366 pertain to DAC benefits? It's confusing to me, so I truly hope you can help. Thank you.


Monday, June 25, 2018 - 13:59

Can My Son Get 50% Of My Benefit If I File A Restricted Claim For Spousal Benefits Only?

I turned 66 this month. My wife and I have a 24 year old disabled son with Down Syndrome who currently receives SSI. Our plan was for me to file a restricted benefit claim for spousal benefits and allow my benefit to grow until age 70. My wife will claim her full benefit in August 2018. Can my son access 50% of my benefit with my restricted benefit claim. This would almost double and replace what he currently receives in SSI. If not I assume he could claim based on my wife's August claim but then we would be subject to the family limit. Thanks in advance for your help.

Tuesday, May 22, 2018 - 10:36

Will Listing Our Daughter On My Wife's Application Trigger An Application For CDB Benefits?

Hi Larry, our daughter gets SSI (she is 28 but became disabled before age 22). My wife 62 years old has taken care of her since birth, now she is getting ready to file for retirement. On the application it asks if you have children who became disabled before age 22 (yes). will this trigger automatically an application for CDB benefits for our daughter? We rather keep as is since CDB (50% of her benefit of approx. $900) is less than the SSI our daughter is getting. Don't want to upset anything i.e. Medicare. Appreciate your help!


Wednesday, May 16, 2018 - 06:25

Is A Person Eligible For DAC Benefits Even If They've Performed SGA?

Claimant had severe scoliosis as a child . They implanted Harrington rods in her spine when she was 10 or 12. She did well, went to college, got a job --
and then the rods failed around 30 years old. She is currently severely disabled. she can only lay on her abdomen wth a wedge. She is unmarried and her father is 67 on SSA.



Thursday, May 10, 2018 - 21:54

Can My Husband Get A Higher Payout By Collecting On One Of His Parent's Records?

Can my husband get a higher Payout on his Social Security by collecting of one of his parents records?. They are both deceased. He was disabled before age 21 and previously collected on his mothers records. He is married and he earns substantially less than his parents because the state of Alaska trained him and put him to work. He only worked a short time. It was only like a five year period that he contributed. He got hurt in 1992 and has been disabled since 1994.

Monday, April 30, 2018 - 07:32

Don't I Get An Extra Amount For Caring For Disabled Children?

I was married 32 years. I have two disabled sons, one is 16 and one is 27. I am unable to find anyone at SS that can answer my questions. I know my ex has paid the max. social security for at least 32 years,and easily 9 out of the last 10 years, Five years ago, he had a statement, that showed he would get something over 2400 a month SS. He is taking early retirement at age 62, and in violation of a court order that he work till age 65. I am unable to find out what the boys and I would receive in SS, to know how hard I have to fight this.

Sunday, April 29, 2018 - 14:00

Can My Disabled Son Switch To Drawing On My Record If He's Already Drawing On His Mother's Record?

I have a disabled adult son. My wife is turning 66 in August and we were planning on him applying for child benefits on her retirement record. I am turning 66 next year and my retirement benefit will be much higher than hers so my question is can he switch his child benefit to 50% of my retirement benefit if he is already collecting on my wife's retirement benefit?

Can you explain how "spousal child-in-care" benefits work? I've read about them but not sure how they fit in with child benefits and spousal benefits.


Sunday, April 15, 2018 - 10:21

When Can My Brother Start Collecting Benefits On My Mother's Record?

My father passed away in Feb 2018 at age 67. He started Social Security as a disability benefit. When my mom turn full retirement age, she started collecting a spousal benefit and is now collecting a widow's benefit. My mom is 67 and plans to delay her own benefit until age 70. My brother has Schizophrenia and was disabled before age 22. However, brother is currently collect SSI and SDI on his own record. I want to know if and how my mom can let my brother collect Social Security under her record.

Friday, March 30, 2018 - 17:22
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