I got my dads social security when I was a teen in his care. I wasn’t disabled at the time. I got married at 16 and no longer got my dads social security. I became disabled around 18 and divorced a few months later. Would I be able to apply for DAC?

Hi,

If I divorce my current spouse and get approved for DAC would I keep DAC if my ex spouse gets social security and we end up remarrying to each other again?

Hi,

I’ve been disabled before age 22. I’m currently married. If my husband gets approved for social security would I be able to get adult child disability from my father who recently passed away? I’ve read you have to be unmarried but if you marry someone on social security you have a protected marriage and can get adult child disability. I didn’t know how it worked when your already married and during the marriage your spouse get social security if I’d be eligible to draw off my dad social security since I’ve been disabled since 18.

My 17 year old Handicapped child is receiving SSDI because his 62 year old father is on Disability. When my son turns 18 will he be able to continue against his father (which is higher amount) or will he have to begin his own claim. Thank You

Hi,

My DAC (he is 24 yrs with autism) will receive the 50% of my SSA benefits using my 62 early retirement benefits, or my 66 and 8 months FRB? The amount change considerable. Thank you in advance for your answer.

Hi,

Child benefits, including disabled adult child's (DAC) benefits, are calculated at 50% of a living parent's primary insurance amount (PIA), or 75% of a deceased parent's PIA. A person's PIA is equal to their Social Security retirement benefit rate if they start drawing their benefits at full retirement age (FRA).

Hi Larry:

I had a clarification question regarding this post: https://maximizemysocialsecurity.com/will-listing-our-daughter-my-wifes-...

I wrote to you 9/15/2020 concerning getting my disabled adult child benefits on my SS. He is 42 and started receiving benefits on his own record at 28. His present benefit is $790. plus he receive a small amt from SSI. Now I am receiving my SS benefits and since he was disabled as a child, I figured it was worth trying to get him DAC to increase his benefit. Since his original determination considered his disability onset when he applied at age 28, SS told me he was not elegible for DAC benefits--on more than one occasion.

My son got on SSDI at 28 on his own work record for a major mental illness condition. He is now 41. He was disabled before age 22 but did not get SSDI until a social worker at a hospital assisted us in getting him benefits at 28 on his own work record. I recall her saying that if he did not have enough credits she could get child benefits. I was told at the time that he could not get child benefits because I was not receiving my SS yet. So he has been receiving off his own record for 13 years. 1 year ago he was incarcerated. and his SSDI was put on hold.

Hi Jerry,

Thank you so much for the reply.

Well, this is bad news for me - I was hoping I could suspend for 3 years and increase my monthly benefit that way. More importantly, I was looking forward to "retirement" thinking only then would I be safe from the threat of a "medical review" and losing my benefit altogether. I'm terrified of that. It also really sucks that I cannot marry - I thought perhaps after age 67 I'd regain that basic human right, but now I guess not... I truly wish I'd never been born. There seems to be no end to my pain and suffering!

Hello -

I receive a type of DIB called CDB (Childhood Disability Benefit, formerly known as DAC - Disabled Adult Child benefit).

Does this automatically convert to RIB at FRA (67 in my case)?

Can this be suspended for 3 years at FRA in order to increase the benefit by 24%?

I have another very important question:

I highly suspect that the PIA they used to calculate my benefit is wrong - my father was a doctor for well over 40 years - yet my DAC / CDB benefit is nowhere near the maximum, even considering that it's only 75% of PIA...