Can a child's social security benefits be revoked due to a parent being noncompliant with school requirements, such as: not attending meetings, failure to give child prescribed medication, or truancy?
Hi,
No. However, for a child's benefits to continue when they turn age 18, the child must either be disabled or attending secondary school (e.g. high school) on a full-time basis.
Best, Jerry
When should I apply for SS survivor benefits after my husband passes? Immediately or wait til the whole estate is settled? He passed at age 66. Before he started receiving his SS benefits he was on disability. When he turned 65 SS changed his status from disabled to straight SS. He continued to receive the same amount. I too am receiving SS. I will be 65 in May. I started receiving my benefits at age 62.
Hi,
I'm sorry for your loss.
You certainly don't need to wait until the estate is settled, since that would be irrelevant to Social Security . . . Read More
Hi Larry,
My husband and I turned 66 in 2016. He was able to "file and suspend" so that I could collect my spousal benefits. We decided that wasn't working for us, so when I turned 67 last October, I began to collect my own benefit. My husband then filed to collect spousal benefits. After 5 months of waiting, he was refused. The official reason on his rejection letter said his own benefit was higher and so he had to take his own benefit, which sounds like deeming. Whenever he spoke to someone (both nationally and locally) he reminded them that we were born in 1950. The . . . Read More
My son is 42 yrs old with mental deficiencies from birth. He is drawing Disabled Adult benefits from his father. He is deceased.
Are there income limits? He is working for Goodwill Ability program 55hrs every 2 weeks.
Thank you.
Hi,
Yes, there are rules limiting earned income. Disabled Adult Child's (DAC) benefits are subject to the same work and earnings rules as other Social Security disability benefits. A beneficiary receiving disability benefits is allowed a 9-month trial work period (TWP) during which their benefits continue . . . Read More
Hello Larry
I am a 65 year old female who is employed with a salary of 58,000$
I was married for 16 years when my husband and I divorced.
I remarried and approximately 2 years later, my first husband died.
My second husband and I divorced about 4 years after the death of my first husband.
Would I be eligible for divorced survival spousal benefits?
If so, would it be better to wait until my FRA? (66).
And how does social security figure out benefits when a worker dies young?
My husband was 41 when he died.
Thank you . . . Read More
If I am 58 and currently receiving SSI Disability checks of around $1200 per month, will pulling out a personal loan of 40k to help pay for my daughters wedding decrease my monthly SSI payments?
Hi,
Assuming that you are receiving Social Security disability benefits (SSDI) and not Supplemental Security Income (SSI), then the answer to your question is no, taking out a loan wouldn't have any effect on your benefits.
Best, Jerry
My wife and I are both almost 66 (1952 baby boomers). She presently works F/T but will be retiring this year. I work part time.
Her 2017 income was $59,000, my 1099 income was $67,000.
We have a significant 401k savings ($800k) and intended to forego collecting SSI benefits until age 70.
Over the next year or so, her income will go to zero and mine will shrink as well.
Is that the best strategy ?Thanks
Bill
Hi Bill,
I would need to know the amounts of your and your wife's potential benefit rates in order to . . . Read More
Larry, I understand that I will have no RR retirement benefit from my ex-husband's RR retirement (we were married 20 years) if I start collecting SS at age 62, and it is more than the RR benefit would be. Is that correct? Also, if I choose to not collect SS benefit and draw RR retirement, can I still also work? If so, is their a limit on earnings? Thank you.
Hi,
My expertise is limited to Social Security (SS), not Railroad Retirement (RR) benefits. What I know is that if you file for both SS & RR benefits, the Railroad Retirement Board (RRB) will . . . Read More
Are you aware of a chart or table that best summarizes the main provisions of Social Security Retirement Benefits for workers, spouses and family, including restricted application filing, deemed filing, widow benefits, etc. Maybe you could make one!! :)
Hi,
I think it would be unrealistic to properly address all of those issues in a chart, but Larry co-wrote a best-selling book that fully explains all of the provisions that you mentioned. If you're not familiar with the book, you can get more information here: . . . Read More
I will turn 66 in November 2019. If I file a restricted application on my ex spouse's record, do I have to wait four years to switch back to my own? I have been divorced 20 years and do not know how much 50% of his benefit will be. Thank you.
Hi,
No, you could switch to your own record at any time. You should be able to find out approximately how much you could receive in divorced spousal benefits by contacting Social Security. You may then want to use our maximization software to compare your options and determine your best overall strategy.
. . . Read More
Results will differ based on your specific case and filing strategy.