My husband retired this year at 63 and is receiving a pension. He is going to apply for SS which should start at 63 1/2,; our income then will be the same as when he was working. My question-I am 60, if I wait until my FRA of 66 yrs and 10 mos will I get 50% of my husband’s SS at 63 1/2 or 66 1/2, his FRA. Thanks.
Hi,
Hi Larry-I've done some research but am still confused about starting my Social Security benefits. I plan on filing spousal benefits. My husband will file at FTA, but I'm 9 months younger than he is. When he files, can I file spousal benefits and receive 50% of his at his time of filing? Thanks!
Hi,
I took my social security at 62. My wife won't be 62 until 2023. Can I collect on spousal benefits know or do I have to wait until she is 62 or older.
Hi,
The earliest that you could qualify for spousal benefits is when your wife starts drawing either Social Security retirement or disability benefits.
Best, Jerry
Hello
I am 62 & 3 months and my wife is 65 & 3 months. She has been on SS disability for 25 years gets a pretty small check. I make enough that if I file but keep working I will not keep any of my benefit but I understand that it just goes back to my account. If I file now how do I figure out what my wife’s spousal benefits would be. Thanks
Hi,
WEP and spousal benefits: I worked both corporate and education (thus WEP). For corporate only have 17 years. I am 61 and expect to claim SS at 62. Before WEP my early amount is ~$1,083, am assuming with WEP it would be~$593. My husband will file this year at age 66 (his full retirement) and receive ~$2980. I understand that my WEP affects what I can receive for spousal benefits. Is there a strategy as to order of filing, or even delay of one of us, that would maximize a spousal benefit? Thank you.
Hi,
Hi, I cant find the answer to my ss question anywhere. I am 69 and husband 74. We are both on ss. I never heard about spousal benifits until i was searching the other day. My question is If i apply for spousal benefits will my widows compensation be reduced? I only make 500 in ss. My husband s is 2000. thank you.
Hi,
I am 62 and I'm on disability my husband is 58 also on disability. My ? Is can I draw on his SS till he is old enough to get SS ?
Hi,
I am 61, and my wfe is 63.
1. When I reach FRA, my wife can take 50% of my FRA benefits. Correct?
2. If I delay filing for benefits until age 70, my wife cannot receive 50% of my delayed retirement benefit even if she waits to receive benefits until I am age 70. Correct?
3. Can my wife receive the 50% spousal benefit when I reach FRA, and can I stiil delay receiving benefits until age 70 so that I can receive the benefit I would be entitled to at age 70?
Hi,
Both I and my husband collect SS benefits. My benefit is a few hundred more dollars than his. Can my husband (re) file to collect my benefit amount, instead of collecting his? If so, would he receive the full amount that I currently receive? Thank you.
Hi,
I am 52 and husband is 62. I have been on disability for 10 years. If my husband took his retirement he would get next to nothing. Would he be elegible for my disability under spousal support? If so what percentage of my check would he received?
Hi,
If your husband files for spousal benefits he'll be deemed to also be filing for his own Social Security retirement benefits, and he could only be paid essentially the higher of those 2 rates. Plus, the benefit amount would be reduced for age if he files prior to his full retirement age (FRA).