Spousal Benefits

Can I Receive Spousal Benefits?

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Can I receive spousal benefits? I turned 65 in 12//2015. My spouse is retired, age 75 and receiving social security benefits. In April of 2016 I was told by social security I could not receive spousal benefits due to the laws passed in Nov 2015. I recently (Sept 2107) learned that I can receive spousal benefits by filing a restricted application. My goal is to continue working until age 70 and if allowed collect spousal benefits.

Hi,

What Should I Do?

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I will be 64 years old in October 2017. I retired 2 years ago in November 2015 and I was 62. I started collecting ever since. I am asking, Is there any way I can collect from my husband social security instead of mine. I am making lest money and he is making more. How is that be possible? What should I do.

Hi,

You can check with Social Security to see if you're eligible for spousal benefits, but you will only qualify if your husband is receiving his benefits and 50% of his full retirement age rate (PIA) is higher than your own PIA.

Can I Apply For Social Security Benefits On My Current Husband's Record?

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I receive a federal annuity from a deceased spouse. I will be 65 next month. I did not work enough quarters to receive social security and am not sure I would qualify because of the annuity. I have been married currently for 9 years. Can I apply for social security from my current husbands social security benefit? I also receive federal health insurance. Do I need to apply for Medicare even though I might not be eligible for social security? I understand there is a penalty if I do it later. How would having Medicare benifit me?

Hi,

Would Filing For Reduced Spousal Benefits Also Cause Me To Receive Reduced Widow's Benefits?

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Hi Larry, My husband started his SS benefits at age 70 and I have never worked outside of the home. I would like to file for reduced spousal benefits in 9 months when I turn 62. I understand that this would permanently reduce my widows benefit should my husband pass away before I reach my FRA of 66 +4 months. My question is, will my filing for reduced spousal benefits, at age 62, reduce my widow benefit, even if I was over my FRA when he dies?

Am I Eligible For A Spousal Benefit?

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Hi, I am 62 years old and my husband will be 70 in December. He is going to apply for Social Security benefits now. I plan to retire next year after I turn 63 in April, am I eligible for spousal benefit? We have purchased your software and tried a couple scenarios - one with me retiring at full retirement age in 2021 and one at 63. Neither scenario comes up with any spousal benefit numbers, is that possible or am I missing something? Please help!
Thanks!

Hi,

Should I Collect Spousal Benefits On My Husband's Record, Or Vice Versa?

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I turned 66 last month and my current husband of 26 years is 74. He is collecting most of his benefits from OPERS and a small portion ($585) from Social Security (SS). I am working and plan to collect my SS benefits at 70. I collect a small benefit ($44) from my ex husband's railroad benefit. I also worked in the OPERS system about 5 years and received a lump sum payment (not sure if it was my contribution only). I have worked under the SS system for over 30 years so I think it would eliminate the WEP calculation. Should I start collecting my current husband's spousal benefit?