Spousal Benefits

Can My Husband File For Spousal Benefits If I'm 62 And I Don't File For My Benefits?

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Hi,
My husband is full retirement age (DOB 9/17/52) and has not yet begun receiving any Social Security. I will be 62 this December and I do not plan to file for any benefits at that time. Is it possible for my husband to file a restricted application in December and receive benefits as my spouse? Thank you

Hi,

How Would Spousal Benefits Be Calculated In My Example?

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I am having trouble understanding which formula is used to calculate spousal benefits, if spouse retires early. Here is an example. Assume both spouses' FRA is 67, wife's PIA is $800, and husband's PIA is $2,000. Now if wife retires at 67, and husband is already retired, then I understand wife would get 800 + 200 = 1,000, which is 50% of husband's PIA.

How Long Would My Girlfriend And I Need To Be Married So She Can Qualify For My SS?

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I am 64 girlfriend 62 how long will we have to be married so she can qualify for my ss

Hi,

Unless she's already eligible for certain types of Social Security benefits or if she's the mother of your child, your girlfriend would need to be married to you for at least a year in order to qualify for spousal benefits (https://www.ssa.gov/OP_Home/handbook/handbook.03/handbook-0305.html).

How Would It Work If My Friend's Wife Files For Spousal Benefits?

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Hi,

My friend is 65 years of age and has been receiving SSDI benefits for seven years. His wife never worked and is now 64 years of age.If she applied for benefits under his Social Security, how would this work? Will she receive less if she files for spousal benefits now than if she waited until her full retirement age? At what point will he switch from SSDI to Social Security?
Thanks. Jim

Hi Jim,