Ask Larry

Spousal Benefits

Does My Wife Qualify For Half Of My Social Security?

Category: Spouse not a US citizen.
My wife is a German citizen and her green card expired. We have been married since Sept. 9, 1980. We live together in Germany since my retirement from the US Army. I am 68 years old and she is 66 years old now. Does she qualify for half of my Social Security even if she has never been employed in the US since we were married? She is collecting health care and a retirement benefits from Germany.
Will the SSA automatically take out a Medicare payment from her benefit?
Thanks for your help!

Posted: 
Monday, January 17, 2022 - 09:28

Should I Have Been Drawing Spousal Benefits?

Hi Larry. I am someway confused and need some help . My husband of 40+ years filed for divorce. He was born latter part of 1954 and I was born in 1958.
I will spare you the drastic details as it really has no bearing on your answers. It’s a circus more or less, and it appears my spouse is determined to leave me with nothing whether it be possessions or any income. I honestly don’t have a clue as to why but nonetheless it’s the case.

Posted: 
Saturday, January 15, 2022 - 14:03

Is Your Previous Answer Correct?

Hello,

I was looking at the question before this page. Person wanted to know if wife's benefit is based on husbands's PIA at FRA or is based on the COLA affected amount if amount is higher when the wife applies 2 years later for benefits on husband. The answer I saw looks like the wife would receive a higher benefit based on the husband's current benefit with COLA,.

I think it should be based solely on the PIA at FRA or 66 years and 6 months of the husband in the example. Thank you

Posted: 
Tuesday, January 11, 2022 - 13:24

If My Wife Claims Her Own SS At Age 62 Will It Affect Her Spousal Benefit When I File For My SS?

Hello and happy new year. We have purchased an annual subscription to Maximize my Social Security but wanted to clarify our understanding before my wife files for her own SS benefit. My wife will be 62 in March (born 1960), she has own earnings from employment and qualifies for $525/month (PIA=$746).. If she claims her own SS benefit at 62 will it affect her spousal benefit when I claim my own SS in 2030 (when I turn 70, born 1960) and she claims spousal benefit at same time?

Posted: 
Thursday, December 30, 2021 - 10:33

Can I Claim Half Of My Husband's Benefit?

I am receiving SSI from work in the US and I also have CPP payments from Canada I receive for working in that country. Both are from completely separate employments. I took early retirement at 62 ys of age for both. My husband started his own SSI payments this year. His SSI benefits are much higher than mine. Can I claim half his SSI payments from Social Security in the US while separated but still married and can Social Security penalize me for my CPP retirement benefits.

Posted: 
Wednesday, December 29, 2021 - 17:32
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