Spousal Benefits

When Can I Apply For Spousal Benefits?

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I have been married since 2003. Inb2016 he disappeared I honestly have no idea where he is or if he is alive. Right now due to a car accident and Dr mistake I am disabled and drawing SSD. He is 57 and my question I guess is what/when can I apply for spousal benefits. (I am 47) raising a 14yo and trying to do it all. I am so unsure of how this works and saw your post so I am hoping to get a little advice on what to do. Thank you for understanding this crazy situation. Nimmi

Hi Nimmi,

When Can My Husband Switch To Spousal Benefits?

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I am 68 FRA and planning to claim SS in January 2020 and continue working. My spouse claimed his very low SS at 62. He is now 65. When can he claim SS switch to spousal? Does he need to wait until I am approved by SSA or can request switch the same time when I claim? How do I decline Medicare B not to be deducted from SS check having health benefits through my employer? Thanks.

Hi,

Is It True That If My Wife Starts Drawing Her Benefits At Age 62 She Won't Be Able To Get 50% Of My Benefit At A Later Date?

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Hi Larry, my wife and I were born after the January 2, 1954 time line. My wife will be turning 62 in 11 months. I am the primary breadwinner and intend to wait until 70 to collect my highest benefit. I have been told that if my wife collects at 62 she will be unable to get the 50% of mine at a later date. Is this true? Your column indicates she could get the higher amount but my financial advisor doesn’t think so. I would love to have that cash flow for 8 years as we are the same age. Thanks Larry!

Hi,

Is My Wife Eligible To Draw Benefits From My Account?

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I am currently drawing Social Security, my wife is still working as a teacher and will retire at the end of the school year. She will receive retirement payments from STRS (State Teacher Retirement System). She has paid about 10 quarters into Social Security, is she eligible to draw Social Security from my account? I have been told by Social Security that she can't but friends have told me that their wives, with similar situations do.

Hi,