My full retirement age is August, 2021, however I am being disabled by medical doctor due long standing lower back problems. It was our intent for my husband, who is already retired, to draw off of my earnings when I retired. Should I just take early retirement now, which will cost us ~$500/month or go ahead with disability and then have him draw off my social security when it would be eligible for him to draw off? When will he be eligible to draw off my social security if I elect disability? Thank you so much for your help.