Spousal Benefits

I have no benefit earned by working in the US, I became a citizen recently, but my American wife who is entitled to benefits she is 63, but at this time gets disability benefit, plus a pension from FIU , changed her mind about us living in the UK where I can apply for a visa for her and for the cost of under $ 800 per year she would get full medical coverage .
I am 70 years old, if we stay in the US can I receive some financial benefit from here SSA entitlements ?

Hi,

I'm 55 years old with a good career hoping to work till at least 67 but likely 70. My spouse is turning 67 soon and has to decide whether to take social security or wait till 70. My estimated payouts are a lot higher than my spouses. Is there any option for my spouse to claim spousal social security benefits from my contributions and projected benefits? I thought I read somewhere that my spouse could claim 50% of my estimated benefits instead of my spouses own benefits. Is this or something similar possible while I am still working and not retired yet? Thanks!!

I am getting Disability ,I am 62.Can I still ask for spousal benefits even though I am collecting against my deceased spouse's earnings?

Hi,

HI Larry,
My husband and I have a disable child who is 21yr. who is currently receiving SSI. My husband is 7 yrs older than I am. When my husband retired at 66yr I will be 59yr. I have never worked so will not be receiving SS on my own record. Will I be able to qualify for caregiver's benefit? If so will that amount be permanently reduce since I will not be FRA and will not qualify for spousal benefit till 62?

Hi,

I am 63. If I collected Social Security now, I would get about 1800.00 per month. How could my spouse get the maximum amount, which is 50%? Her amount from her work history would only be about 140.00 per month.
Thank you.

Hi,

It has been our plan for me to take my spousal benefit at age 66. A financial advisor recommended this after using your calculations. I have been reading "Get what's yours" and am confused. If I were to take 1/2 (approximately) of his Social Security at 66,( the spousal benefit, correct?)does he have to suspend taking his SocialSecurity? He's been retired since age 62, five years.

Hi,

No, spousal benefits are an auxiliary benefit paid in addition to the worker's own benefit.

Can I receive spousal benefits? I turned 65 in 12//2015. My spouse is retired, age 75 and receiving social security benefits. In April of 2016 I was told by social security I could not receive spousal benefits due to the laws passed in Nov 2015. I recently (Sept 2107) learned that I can receive spousal benefits by filing a restricted application. My goal is to continue working until age 70 and if allowed collect spousal benefits.

Hi,

I will be 64 years old in October 2017. I retired 2 years ago in November 2015 and I was 62. I started collecting ever since. I am asking, Is there any way I can collect from my husband social security instead of mine. I am making lest money and he is making more. How is that be possible? What should I do.

Hi,

You can check with Social Security to see if you're eligible for spousal benefits, but you will only qualify if your husband is receiving his benefits and 50% of his full retirement age rate (PIA) is higher than your own PIA.

I will be reaching FRA (age 66) this November, I am no longer employed and not collecting SS.
My wife currently aged 66, is still working full time. Can I receive spousal benefits from her SS after November?

Hi,

I'm 66 and drawing in my social security since age 62, and also working part time. My husband is going to be 63 in Oct 2017,planning to work until retirement age which i think is 66 when he retire can i draw from his ss as his amount is supposed to be higher than my 2,300. Verse 500. Thank you

Hi,