Ask Larry

Widow's Benefits

Shouldn't I Be Eligible For More Of My Husband's Benefits?

Hello I became disabled 2008 at age of 54.and was married over 40 yrs. My husband was diagnosed with stage 4 cancer. Applied for social security disability at age 62 and passed away at age 64.they said I could only collect 25% as a widow. I received 932 in benefits and 400 for widow. His monthly was 1683.monthly why would I not receive more benefits from him. When he passed 2 days b4 end of month. I lost his benefits income. On the 3rd.I lost our house and vehicles.had to move in with my daughter. Not enough coming in to cover the house and car payments.

Posted: 
Thursday, March 18, 2021 - 09:26

If My Wife Starts Her Benefits Two Years Early And I Die, Will She Get Full Survivor Benefits?

II CLAIM AT 70 AND MY WIFE CLAIMS 2 YEARS EARLY. IF I DIE WILL SHE GET FULL SURVIVOUR BENIFITS

Hi. If your wife is at least full retirement age (FRA) when she claims survivor benefits, she'd be eligible for the higher of a) your full benefit rate including your delayed retirement credits, or b) her own benefit rate. That would be true even if she starts drawing her own benefits and/or spousal benefits prior to her FRA.

Posted: 
Saturday, March 13, 2021 - 11:47

If I Die Before Filing For Benefits How Would My Spouse's Benefits Be Calculated?

If I do not file for any Retirement Benefits from SSA, and should die before filing, how are my spouses benefits calculated? My FRA benefit is 1630. per month. I am 65, my spouse is 44, and would only qualify for a spousal benefit at her FRA, even i dont file for benefits? How would that amount be calculated?

Posted: 
Monday, March 8, 2021 - 11:45

How Do The Rules Regarding Widow's Benefits Apply In My Case?

FOLLOW UP: DISABLED WIDOW RECEIVING DECEASED SPOUSES SS REDUCED RETIREMENT RATHER THAN REDUCED DISABILITY ( home with children prior to injury-low work history)
First thank you again for what you do. I would gladly have paid for your responses and thoughts. (Jerry and Larry). I have shared your site and software with several family members and friends.

Posted: 
Sunday, March 7, 2021 - 11:25

Is This Legal?

My friend lost her husband who was a high income earner, whereas she was a stay at home mother with no education past high school. Unfortunately she wasn't left much for herself due to some bad investment decisions by her husband. She fell in love a few years after her husband passed and remarried in her 50s. She did not know she would lose her deceased husband's social security benefit if she remarried.

Posted: 
Thursday, February 25, 2021 - 12:20

Can I Start Collecting Widow's Benefits Without An Earnings Limit At Age 66 Since I Was Born In 1956?

I plan to file for widow benefits first when i reach my full FRA. I was born in June 1956. I will be 66 in June of 2022. My full FRA for my benefits is 66 and 4 months. Is it true i can file for widow benefit and star receiving benefits at age 66 (4 months earlier) without the penalty of having $1 deduct if i make over 18,960. I plan to keep working until 67 - 68. I don't want to loss 4 months of benefits if they are available without penalty.

Posted: 
Wednesday, February 24, 2021 - 10:40
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