Ask Larry

Widow's Benefits

Is It Correct That I Must Wait Until Age 60 To Draw Benefits On My Husband's Account?

My husband passed away and I would like to draw my spousal benefit but I was told I have to wait until I turn 60. Is that correct? Keep in mind, I am 11 years younger than my deceased husband (I am age 67) and I have not gotten remarried. Also, is there any insurance advantage or benefit for widows?

Posted: 
Friday, June 17, 2022 - 13:33

Is There Anything I Can Do To Collect My Deceased Husband's Social Security?

Please help me. My husband died in my arms after taking a massive coronary 3 weeks after being married. He had no heart issues . I have been told for 18 yrs by people that I cannot collect his SS because it was not an accidental death until I just read this article. My husband was on a stage sing "I did it my way"..,He complained of very bad heartburn and he needed to get home and take his heart burn medication. We went home he took his heartburn medication..got sick..came into the bedroom fell on the bed ..took 3 last breathes and he was gone.

Posted: 
Wednesday, June 15, 2022 - 10:24

If I Remarried Would I Lose My Widow's Benefits?

I’m a 65 yrs old widow receiving SSDI and SS Widow benefits. If I remarried, would I lose my widow benefit check?

Hi. No. Marriages that occur after a person reaches age 60 or after they become entitled to disabled widow's benefits (DWB) do not adversely affect their eligibility for widow's benefits on the record of a previous spouse.

Best, Jerry

Posted: 
Thursday, June 9, 2022 - 15:07

Will My Wife Be Eligible To Collect My Benefits If I Die Before Her?

Larry - my wife filed for SS about 15 months early. I’m roughly a year away from 70 and collecting spousal benefits while my own continues to grow. My benefit at FRA was more than double that of my wife; at 70 it will be close to triple. Under these circumstances and if I predecease her, is she eligible to collect my benefits? Thanks very much!

Sincerely - Rich

Posted: 
Sunday, May 22, 2022 - 11:50

If I Die Before Claiming Benefits, At What Age Would My Wife Claim Widow's Benefits In Order To Get My Full Age 70 Amount?

Hi Larry. I have your software and really like it but I have a question. I am 65 and was the high earner compared to my wife who is 59. Your software recommended I claim at 70, which I plan on doing, and for my wife to claim for 1/2 my benefit at 67. My question is: If I were to die before claiming my benefit, at what age would my wife claim in order to receive the highest benefit (ie the amount I would receive had I lived to age 70?

Posted: 
Friday, May 13, 2022 - 07:59

Am I Eligible To Receive A Social Security Survivor Benefit While I Continue To Work?

My spouse passed away in 2005 at age 55. He had been receiving SS Disability. I turned 60 in 2021. I am trying to determine whether I am eligible to receive a SS/Survivor while I continue to work. My expectation is to work to age 70. I currently earn in excess of $50,000/year.

Hi. I'm sorry for your loss. If you apply for benefits this year, Social Security would need to withhold $1 of your benefits for every $2 that you earn in excess of $19,560. Whether or not that would allow you to still be paid any benefits would depend on your benefit rate.

Posted: 
Monday, April 4, 2022 - 17:33

What Can I Do About Survivor Benefits?

When I was 58 my husband
Passed away I went to the ss office and asked about surviviors benefits and was told because I worked I made too much and would get none. I am 68 and vacationing with two people who lost their spouses and have drawn since their spouses passing and said income has nothing to do with the survivors beniefits What can I do it has been eleven years ?

Posted: 
Thursday, March 24, 2022 - 14:55

Why Won't I Get My Deceased Husband's Full Benefit Amount?

I am going to be 67 in July and planning to collect my husband social security benefit in August. My husband pass away in 2018 and we were married for 33 years. They gave me appointment in May to come to see them in person. I asked the roughly estimate how much I would entitle to receive each month. They said, my husband would get $3100/m but I will only get $ 2310/m. I didn't ask that person why because she properly not the right person to ask. I would like to do some research before meeting with the agent in May and want to know why I will not get full benefit of my husband.

Posted: 
Wednesday, March 23, 2022 - 13:09
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