Widow's Benefits

Is It True That My Mom Will Only Get My Dad's Age 66 Rate Even Though He Claimed His SS Benefits At Age 70?

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My Dad recently passed away. He had claimed his SS benefits at age 70. My mom was told that her spousal benefits would NOT be the exact amount that he was receiving ... instead, she would only receive the smaller amount that he would have gotten if he had claimed earlier at full retirement age (66). Is this correct??

Hi,

I'm sorry for your loss.

Shouldn't A Widow Always Apply For Benefits As Soon As Possible Even If They're Earning Too Much To Be Paid?

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Re: Widow's benefits
As a follow up to a previous question, if someone were to file for Widow's benefits at age 60, and earn too much for benefits to be paid, would the amount of the potential widow's benefits increase due to cost-of-living adjustments while benefits were filed for, but not paid? Are my following assumptions correct?
Filing at age 60 would mean I would potentially be entitled to 71.5% of the deceased's last disability payment.

Is It True That My Friend Doesn't Need To File For Widow's Benefits Now?

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Trying to help friend with limited English. Not sure if social security provided her correct info.
Her husband passed away at age 58 and never collected
She turned 60 in may 2019 and is working
And intends to keep working to FRA. She earns more than the $17 500 earning threshold.
Social Security has told her she does not need to file for widowers benefits, that she can do so at FRA and will automatically receive 100% of his benefit.
Is it true she does not need to file now?

Am I Eligible For Any Of My Husband's Benefits Now At Age 58?

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My husband passed away in 2009 at age 54. We had been married 15 years. I applied for, and received SS disability benefits for him and our 2 children before he passed away. After he passed my 2 children got benefits only. I asked about Payments for me and was told I was not eligible. I inquired a few years later and was told that I was eligible, but that they would only go back 6 months and not the entire time I should have been eligible. I am now 58 and our youngest child just aged out this year. Am I eligible for any of my husbands benefits?

Hi,

Why Is My Sister Being Told That She Earns Too Much To Be Able To Collect Survivor Benefits?

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Greetings, Larry,
I am making an inquiry for my sister who recently lost her husband.
He was an extremely hard worker and very conscientious about leaving his survivors well off after his passing.
Unfortunately, his wife/widow has now been informed that she makes too much money at her job and cannot
collect survivors benefits. I have never heard of such a travesty! She cannot retire for about another year but, she deserves what her husband worked so hard for to make sure she was well taken care of.

Can My Wife Draw My Benefits If I Die?

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I'm 75 getting married. New bride is 52. If i pass on , can my wife draw my benefits? Thanks

Hi,

Your wife wouldn't be able to draw your actual benefits if you die. However, she could potentially qualify for survivor (i.e. widow's) benefits based on your Social Security record. In order to qualify for widow's benefits, though, your wife would need to be at least age 60, or at least age 50 and be disabled (https://www.ssa.gov/planners/survivors/ifyou.html#h2).

Best, Jerry

Will I Lose My Widow's Benefits If I Remarry?

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I know you have covered this before, I am 73 years young and collecting SS from my first spouse marriage he is deceased and I am planning to remarry soon, will I lose my widow's retirement SS when I remarry? or should I just have a spiritual wedding?

Hi,

No need to worry. Marriages that occur after you reach age 60 have no effect on either your eligibility for widow's or surviving divorced spousal benefits nor your benefit rate. So, since you're already over age 60 you won't lose your widow's benefit if you remarry.

Best, Jerry