Widow's Benefits

Is It True That My Sister-In-Law Can't Get Widow's Benefits If She Has Too Much Income?

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My brother passed on 5/2/20 of colo-rectal cancer and possibly covid-19. He was receiving SS disability. His widow contacted SS re widow's benefits and was advised she made too much income. Is this true? She is under 60 and employed.

Hi,

I'm sorry for your loss.

First of all, a person can't qualify for widow's benefits prior to age 60 unless they're disabled or if they have a child in their care who qualifies for benefits on the deceased worker's record and who is either under age 16 or disabled.

Can I Apply For Widow's Benefits If I'm Already Drawing My Own Benefits?

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Hi Larry, I retired in 2011 after working for 30 years. When I retired in 2011, that was an early retirement because I was only 63. So I've been collecting from Social Security since age 63. What I want to know is if I can apply for widow's benefits since my husband worked more or less 28 years. He passed away last December 8 but he was on disability at the time of his death. He was already collecting Social Security at age 63. Thank you.

Hi,

I'm sorry for your loss.

Can You Confirm That I'll Be Able To Switch From Widow's Benefits To My Own Benefits At Age 70?

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Hi Larry, I retired last year at 64 after working 28 years and am collecting a CalPers pension. I paid into Social Security and Medicare during those years as well as many other years in other jobs. I turned 65 this August and two months before I contacted Social Security to enroll in Medicare. I told the representative that I had been widowed at age 33 and had never remarried. My husband had passed away at age 41 in 1988.

How Much Will I Be Able To Draw As A Widow?

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I am a widow. My husband birthdate is 8/3/55 and he passed away on 9/13/18. I will be 60 in December (2020). I am planning to retire at my full retirement age of 67. I understand I can draw my husbanded retirement at that time instead of mine. He made more than me over the years. Will I be able to draw the amount that he would have been FRA or be able to draw what he would have drawn at the age of 70. (he would have been 70 when I get to FRA).

Thanks in advance.

Hi,

I'm sorry for your loss.