Ask Larry


Can I Get A Personal Loan While I Wait For My Back Pay?

I got approved for social security disability benefits I'm waiting on back pay deposit for 2years and 2months can I get a while I get my deposit in the next 30 days

Hi. You can't get a loan from Social Security, but taking out a loan from some other source wouldn't have any adverse effect on your Social Security disability (SSDI) benefits.

Best, Jerry

Sunday, May 7, 2023 - 17:39

Can My Mother Stop Getting Her Survivor Benefits In Order To Qualify For State Assistance?

Hi there,

This question is on behalf of my mother. My mother was receiving social security benefits. When my father passed away in 2021, we applied for SSA Survivor benefits for her. As her savings have worn away she’s in need of additional financial assistance. However, since she receives survivor benefits she surpasses the income limits for eligibility in state programs such as NJ FamilyCare ADB. If we were to remove survivor benefits she would qualify for the state assistance. Is there a way to accomplish this, can from SSA 521 be used for this?

Saturday, May 6, 2023 - 18:20

Can I Still Work Part-Time Without Losing My Benefits?

I am 71 years old. I am currently receiving Louisiana teacher retirement and spousal social security benefits. Can I still work part-time without loosing my benefits?

Hi. At least as far as your Social Security benefits are concerned, since you are over your full retirement age you can earn any amount of money without losing your benefits. My expertise is limited to Social Security benefits, though, so I don't know if your teacher retirement has any work restrictions.

Best, Jerry

Thursday, April 27, 2023 - 18:20

Will I Get Social Security If I Move Back To India?

Hi Larry

I am from india on h1b Visa.
I have 40 credits. If I move back to India will I get social security

Hi. Yes. If you meet the eligibility requirements for Social Security retirement or disability benefits, you can be paid those benefits while living in India. However, due to the non-resident alien tax withholding provision, Social Security may need to withhold 25.5% of your monthly benefits (

Thursday, April 27, 2023 - 10:19

Can Anything Be Done About My Losing Out On A Lot Of Money Because The People At SS Didn't Give Me The Right Answer?

I was told by ss several times I couldn’t get both ss and rr retirement. I was told you couldn’t double dip. Now I find out years later that you can. I’ve lost out on a lot of money because the people at ss didn’t give me the right answer. Can anything be done?

Tuesday, April 25, 2023 - 16:20
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