Ask Larry


Can I Get Benefits From Japan Or Switzerland Based On My Ex-Husband's Earnings In Those Countries?

I am a US citizen who was a housewife for many years. My Japanese ex-husband worked in both Switzerland and Japan. Can you advise me on whether (and when) I can get social security benefits from either or both these countries – and whether that could impact the amount I am eligible for under my own SS account?

Hi. I don't know whether or not you might be eligible for benefits based on your ex-husband's earnings outside of the U.S., but if you are, it would have no effect on any U.S. Social Security benefits for which you may be eligible.

Wednesday, November 16, 2022 - 12:28

Can They Really Withhold My Deceased Husband's Disability Benefits For Child Support?

My husband passed away October 28,2021 and was awarded his disability the following week I as his window filled to receive his benefits well now they are saying that all of his back pay is going to be withheld for back child support, can they really with hold it from me???

Sunday, November 13, 2022 - 11:37

Who Do You Contact If You Didn't Receive The 2022 COLA?

if you are on ssi and did not receive the cola social security 2022 1,657, who do you contact about it.

Hi. By SSI, I'm not sure if you're referring to Supplemental Security Income or Social Security. If you're receiving Supplemental Security Income (SSI), the maximum monthly payment amount is currently $841. But, if you're receiving Social Security benefits then your benefit rate would depend on the type of benefit you receive and the earnings history of the worker on whose record you're eligible for benefits.

Saturday, November 5, 2022 - 13:29

What Do I Put On Form SSA-795?

I am apply for Social Security and they have asked me to fill out form SSA 795. I am not sure what to put int the box titled "Understanding that this statement is for the us of the Social Security Administration, I hereby certify that: " What do I put there? Thanks.

Monday, October 31, 2022 - 10:34

What Happens If A Non U.S. Citizen Has All Of Their Work Credits But Moves To The UK?

If you have all your working credits and your a Green Card holder, and move to the UK

Hi. If you have at least 40 quarters (QC) of Social Security coverage, you'll be able to collect Social Security retirement benefits as early as age 62 even if you move to the UK.

Best, Jerry

Friday, October 28, 2022 - 15:57

Can You Clear Up For Me Why My Projected Benefits Never Go Up With COLAs?

I have a follow-up to a previous question. Someone just asked if the COLA will apply to those who are not receiving benefits yet. I am 61. For the last few years I have been logging into the my social security web site and checking my projected benefits at 62, 65, 67 and 70.

The projected benefits seem to stay the same, they never go up with the COLAs. I believe the projections only update annually, but I have been checking for over a year. Can you clear this up for me?


Friday, October 28, 2022 - 15:49

Is It True That's There's No Limit On How Much Each Member Of A Couple Can Be Paid Based On Their Own Earnings History?

I am getting conflicting answers.

Is there a limit on Social Security benefits for married couples if both spouses worked outside the home and earned income and each has a Social Security account?
I am told that not when it comes to each spouse’s own benefit. Both can receive retirement payments based on their respective earnings records and the age when they claimed benefits. One payment does not offset or affect the other

Is this true?.

Thursday, October 27, 2022 - 14:24
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