Miscellaneous

Can My Earnings Credits Be Transferred To My Wife?

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I retired with civil service retirement and have 30 quarters of social security and don't plan on adding any more quarters. Is there some way my wife can add these 30 quarters to her social security for her retirement. Thank you.

Hi,

No. Social Security earnings credits earned by one person cannot be shared with or transferred to another person.

Best, Jerry

Do You Know Why My Husband And I Received Extra Payments From Social Security?

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My husband and I each received an additional (smaller amount) deposit this week from Social Security. We have no idea why. When I noticed the first deposit I assumed it was some type of error. Then I found the second. These deposits go to two different financial institutions. I tried calling the SSA but the hold time was more than I could manage that day. Any help/advice would be appreciated.

Hi,

Are The Estimates On Social Security's Website Updated To Include DRCs And COLAs?

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Hello Larry and Jerry,
Just a general question I haven't seen an answer for elsewhere. Does a person's ssa.gov/myaccount page update on an annual basis to reflect DRC accruals along with showing an annual COLA adjustment that takes effect in January (provided there is one)?
Thanks,
--
Doug

Hi Doug,

Would I Be Able To Collect Some Kind Of Financial Help For Taking Care Of My Grandson?

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I am a grandmother that has been raising my grandson for eight years. my grandson is just 10 years old. The father is unknown, the mother my daughter lost her son due to drug addiction. My grandson struggles with adhd in school and at home. He is special ed. and dislexia. Would I be able to collect some type of financial help for him due to my age being 59 and I am out of work at this time. I also struggle with depression, as well as adhd

Hi,

Are Their Any Conflicts With Our HSA And Collecting Social Security Benefits?

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I purchased your book several years ago...and LOVE it - tagged many pages...and refer to it (and to others) often...it's become my SS bible. Sadly, though, I'm unable to find a definitive answer to what I consider a very simple question...so, I write to ask your help. I turn 70 in Feb 2021 and plan to begin drawing SS around that time. We maintain a family HSA (hi-D eligible) through my husband's employer. We make our own direct contributions and declare them on our yearly tax returns).

Should I Be Concerned?

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Hi Larry. Bought and read your "Get What's Yours" in 2015 to plan for our S.S. . Wife, lower wage earner, started her benefit early @62 in 2019. I was age 66 on 5Dec2019. I submitted a restricted application for spousal benefits only on 13Dec2020.-Letter from S.S. confirms spousal benefit only and want to delay mine until later. Started getting that payment in Jan2020.