Miscellaneous

Is This Correct?

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I applied for SS widow bendefts. Was given 425.00 +/- per month added to my own SS benefit. I'm 70 yrs old and continue to work, thinking I'm increasing my total benefits. Wrong! His benefits keep going down the more I work. Is this correct?

Hi,

Unfortunately, the answer is yes. You can essentially only receive the higher of your widow's rate or your own retirement rate, so when your retirement rate goes up due to additional earnings, your widow's rate will go down accordingly.

Best, Jerry

Will My FERS Pension Be Affected By My Drawing Social Security Retirement Or Disability Benefits?

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In 1998, I left the US Postal Service under approved disability and began receiving a check as a disability annuitant. This year, I applied for social security early retirement (age 62). During my application process, I was contacted by a Social Security representative, who was able to view my online application, as I was completing it. The representative asked why I wasn’t also applying for social security disability, (since based on my answers under the medical questions, it was apparent that I was disabled).

Am I At Risk Of Having My Social Security Benefit Stolen?

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Am I at risk for having my SS benefit stolen?

I took my spouse's benefit at my FRA, and am letting mine grow to age 70. I cannot get online access to my own benefit estimates under my SS# since I am already receiving a monthly check. Since the Equifax hack, I've read and heard that Social Security benefits are at risk if someone uses your SS# and claims your benefit. All of these stories end with checking your account at the Social Security website. How can I check my own benefit and make sure it's not stolen?

Hi,

Do I Need To Apply In Order To Switch To My Own Record At Age 70?

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I filed a restricted application at age 66 and have been getting spousal benefits on my wife's record (she filed at age 62). I will turn 70 next year. Do I need to apply to SS to switch to my own benefit at age 70, or is it automatic? If it is automatic, will they automatically switch my Medicare card number back to my SS number (It was changed to my spouse' SS number when I filed the restricted application).

Hi,

Can I Receive Both Short Term Disability And My Social Security Retirement Benefits?

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I am 66, collecting full social security retirement benefits, + employed full time, but, currently on medical leave. I have applied for short term disability. Will my disability claim be paid concurrent with my social security retirement benefit?

Hi,

I can only confirm that your Social Security benefits won't be affected by any short-term disability payments that you may receive. Whether or not the reverse is true would depend on the terms of your short-term disability insurance policy.

Best, Jerry

Can My Benefits Be Paid To Someone Else If I Am Incarcerated?

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I receive survivors benefits due to taking care of a disabled child that was disabled before age 22. She receives disability and survivors benefits. If I were incarcerated, could my survivors benefit be paid to her until I was no longer incarcerated. I know there are many exceptions that Social Security does not want people to know.

Hi,

No, if your benefits are suspended due to incarceration the benefits can't be paid to anyone else.

Best, Jerry