Miscellaneous

I am 65 and my fiance is 47. If I marry him before I turn 66 will I lose my SS benefit?

Hi,

Getting married would have no effect on your own Social Security retirement or disability benefits, nor does a marriage after age 60 affect widow's or surviving divorced spousal benefits. However, if you're receiving divorced spousal benefits on a living ex-spouse's record or disabled adult child's benefits on a parent's record, then a remarriage would terminate your eligibility unless you meet one of the limited exceptions.

Best, Jerry

Hi,

PLEASE PLEASE PLEASE I’m in need of your help, I need to know what to do to stop this travesty! In Detroit Michigan, the Social Security Administration CALLS PEOPLE AT THEIR HOMES prior to them reaching 62, and informs them that they need to come in and apply for SS Benefits. That in itself is cruel but when they come in SS signs them up to receive their spouses benefits which reduces their benefit amount more than if they had taken theirs at their reduced rate. How do I know this, I went down with my cousin to a social security office to ask why? 1.

Person died April 1st payment is due April 10th do you have to return payment

Hi,

The payment would be due, but must be returned and reissued to the person eligible to receive it as an underpayment. A deceased person obviously can't endorse a check that arrives after their death, and the same principle still applies even when the payment is issued by direct deposit and no physical check is involved.

Larry, Will your household service answer this question;
Both my girlfriend and I are over 65, we want to get married, she is 65 and a widower collecting S.S., I am divorced, 69 and collecting. What will happen if we notify SSA, what happens if one of us dies, etc?
We plan on purchasing your $40.00 program.
Thank you for your time and knowledge.

Hi,

Hello. My husband is 70 yrs old and I’m 40. We’re married for 12 yrs now. He only get $145 from his social security a month. I work full time for over 11 years and I think I put 40 credits to my social security. Can my husband collects my social security since he’s 70 yrs old. I know he will get more if he can get my social security, I want him to collect my social security. Is this possible, if so what do we need to do? I hope you can answer my question. Thank you so much.

Hi,

I recently starting getting benefits after my husband passed away. I own a home with no mortgage. My son is trying to buy a home but unable to qualify. He is a veteran suffering from PTSD. Our accountant suggested I co-sign with my son and apply for an equity loan on the house I own. ( worth approximately $800,000. If I do this will it affect my Social Security Benefits as that is my only form of income now.

Hi,

No. Your Social Security benefits can be paid regardless of your net worth or the type of assets you own.

Best, Jerry

From the article on this website
"Can I Suspend My Benefits At Age 66 If I Started Drawing At Age 62?" it states:
"You may also want to submit your request in writing and ask them for a date stamped copy so that you will have proof of your request."

QUESTION: What if the SSA refuses (even a supervisor) to provide a date stamped copy?
Do you know which section of the SSA POMS requires them to provide a date stamped copy
of documents submitted?

Thank You,

Stephen

Hi Stephen,

Hello,

I have a small business and have not paid much into soc sec over the years (none in the last 3 years because I took no salary, dividends only, s-corp :) I am 53, and wish to begin taking a salary (like my CPA has told me for the last few years). My business has been doing better and made about 80k last year. My CPA said that I should take at least 1.5k per month. My wife works part-time making about 5k per year.

In your opinion, should I take a larger salary (2 to 3k per month) in order to increase or maximize my soc sec benefits at retirement?

Received extra deposit today from Social security for $15.Is that increase for the first 3 months of the year.Received one in October for $80.

Thanks!

Hi,

The extra amount you received could be due to a number of different reasons. You should receive a notice from Social Security that explains the added amount within 2 weeks. If you don't, you'll need to contact Social Security for an explanation.

Best, Jerry