My wife was recently diagnosed with cancer at age 44. She asked me a question the other day that I never really thought about. What happens to her Social Security if she passes away early?
I'm sorry to hear about your wife's diagnosis.
Unlike contributions to an Individual Retirement Account (IRA) for example, the Social Security taxes collected on wages and self-employment earnings are simply that, a tax. Therefore, there is no guarantee that the Social Security taxes you pay will ever translate into entitlement to benefits.