I applied for widows benefits (divorced) at age 60. My ex-husband of 18 yrs died 5 yrs ago at age 58, never collected benefits. I was told I would receive $1530. a month. However, I received 5 months back payment (SSA is back-logged, I was told) for $6826. That comes out to $1374 a month. Why would I receive the reduced rate? That's $156. less than I was told. I just received a letter from SSA stating my benefits will be $1374. Should I question this, or pursue it with them, or just take the reduced payment? Thank you.