Will My Wife's Survivor Rate Be Affected If She Starts Receiving Her Own Benefits Prior To Her Full Retirement Age?
I waited until 70 years of age to retire and receive a larger monthly benefit amount, as a result. I believe my wife will be eligible to receive at least 95% of my existing benefit after I die. Or, receiving the difference between any amount she would then be receiving and the amount of my benefit.
My question is; Will my wife's spousal survivor benefit amount be affected if she she elects to start receiving her own benefits before her full retirement age ?