I will be 65 years old soon and my wife will be 59 and wee have a disabled child since birth, he is 25 and receives SSI. My PIA is much higher than my wife. If I decide to file for SS at age 65 and file for my wife as child in care person, the maximum family benefit will be applied on my record. I wonder what happen when my wife reach a retirement age and she wants to apply on her record?
Thank you in advance.