Railroad Retirement & Social Security

Can I Start Drawing My Social Security At Age 62 And Wait Until FRA To Start Drawing Railroad Retirement?

I have 11+ years in RR employment. I have 20+ years of private sector employment. I am 62. My question is Can I start drawing SS now (reduced benefit) and wait until FRA and then start drawing RR retirement. My RR retirement in all cases is higher in each age bracket.

Hi,

Can My Wife Receive Both Social Security And Railroad Benefits?

My wife of 8 years has always been self employed as a hair stylist and will be retiring at the end of 2019 having paid into Social Security for almost 50 years. I had 30 years service with the railroad retiring years ago after being injured on the job receiving a total disability. My wife started her Medicare at age 65 in May of 2019 and continues to work. She plans to apply for her Social Security in May of 2020 at which time she reaches her full Retirement Age of 66 being she was born in 1954.

Can I Draw From My Deceased Spouse's Social Security And Still Get My Railroad Retirement Benefits?

I am a retired railroader drawing my tier 1,tier 2 retirement benefits. My question is my wife of 25 years passe away several years ago and i never remarried, can i draw from "her" social security as a spouse survival benefit and draw my railroad retirement? She paid in Social Security all her life and it makes no sense to me that all she paid in to Social Security is for nothing.
Respectfully,
David

Hi David,

I'm sorry for your loss.

How And Where Can My Wife Apply For Social Security Benefits And Keep Her RR Retirement?

I receive Railroad retirement disability pension and my wife is getting RR Retirement. She will be 66 in January 2020. She can get $2060.00 in SS. She currently receives about $1200.00 monthly from RRR as my spouse. HOW and where do you apply for the SS benefit and keep her part of RR Retirement? With SS or the RRRB? I can find answers in various websites about getting both but none on how to do it or where?
Thanks in advance,
Daniel

Hi Daniel,

Do I Get Any Credit For My Earnings Under Social Security If I Just Receive Railroad Retirement?

I retired from the railroad with 41 years of service. I also worked concurrently with non railroad employers under SS. I realize I can't get two separate T1/ss pensions. My question is do I just get the higher of the two (obviously RRR) and do I get "any" credit for the SS wages and If so "where" does it show the difference that SS income made? Thx

Hi,

Is It Correct That I Would Be Able To Collect Social Security Early And Sign Up For Railroad Retirement At Age 70?

I was told that I could sign up for social security before I reached 70 years old, collect that amount and then sign up for my eligible Railroad Retirement at age 70. The idea was that I could collect the maximum amount from them because they make up the difference in the total amount as if I'm 70 years old and I won't take the lesser amount that the Tier 1 would be had I signed up earlier. As such, I would be able to collect SS early and also get the maximum amount later from Railroad retirement. Is that correct?

Hi,

Can I Get Social Security Survivor Benefits If I'm Receiving Railroad Retirement?

My ex husband passed away in 2017 at age 67. He was collecting social security benefits. we were married almost 14 years. I have never remarried. I currently receive railroad retirement benefits. I understand that I may be entitled to receive some of his SS benefits as well. is this true ? if so, who do I contact ? SS or RRB? would my RRB benefits be reduced ?

Hi,

Can I Draw Railroad Retirement At 65 And Still Earn Delayed Retirement Credits On My Social Security?

If I worked in social security employment for 23 years then work in Railroad employment for the last 22 years and retire at age 65, full retirement age 67, and I begin drawing my railroad at age 65 with 22 years of railroad employment can I earn delayed retirement credits for social security up until age 70 and at that time have social security certify those credits to the RR board and get an Increase in benefit from the RR board?

Hi,