Filing Options

Could I File For Spousal Benefits And Wait Until Age 70 To Start My Benefits?

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I am FRA(66) and still working and thinking of retiring. I am married and he is retired and drawing SS. I wanted to know if I could file for spousal benefits and wait to start mine at age 70. I was born March of 1954.
Thank You

Hi,

Unfortunately, no you can't. Only people who were born prior to January 2 1954 are permitted to apply just for spousal benefits without also being required to file for their own benefits at the same time.

Can My Wife Switch To Spousal Benefits, And If So, What Does She Need To Do?

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I am 70 and my wife will be 66 in August. My wife applied for SS when she was 62 and I collected spousal benefits until I was 70 and then collected my own. I have heard that when my wife turns 66 she can change to spousal benefits from me which would be more than what she is getting now. If this is true, how do I make the switch, I've looked on my wife's acct and don't see where to change that.
Thank you

Hi,

Could This Lady File For Benefits On The Records Of Either Of Her Former Husbands?

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A lady, age 64 was married for more than 10 years, divorced, then remarried to her new spouse for more than 10 years. Her new spouse later died. Her first husband is 65 and has never claimed. Would she be able to claim benefits off of the record of her first spouse or her deceased spouse which ever is the highest? Thank you.

Hi,

What Do I Do Next?

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Hello my question is my husband passed away may31,2019 his age 55 he was disable had 3 amputations and passed under heart surgery may 31,2019,and I am 59 yrs.old I will be 60 in September,I would like to know will I qualify for his social security benefits?I was his payee couldn't work I took care of him til his passing on,recently found a job,my health isn't the best these days I am planning on quiting my job because of my health and I don't know what to do because I like my job,what are my chances can I do a few hours or how much is widow benefits?my husband was on SSI and Social Securit

Can I Collect My Deceased Husband's Benefits At Age 60?

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Hi Larry, I've tried to navigate Social Security's website and I've read your very good responses to questions but have not found a situation similar to mine. I am currently working full time and will be 60 in a couple of months. I plan to work until I'm 65 or retire sooner if possible and wait until I'm 67 to collect my social security benefits. In my first marriage, I was a stay at home mom in a 20-year marriage that ended in divorce. I remarried 10 years later and my 2nd husband passed away 2 years ago at age 63. We were married 5 years.

Why Can't I Draw My Own SS If I Receive Widow's Benefits?

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I receive widows benefits,why can't I draw my own SS. I am 75. I paid in for over 50years. What happens to my money?

Hi,

You can draw your own Social Security benefits, but you can't draw both your own benefits and a full widow's benefit at the same time. The most you can be paid is either your own benefit rate or your widow's rate. The reason for that is simply that it's stated that way in the Social Security law that congress passed into law.

If I Draw At Age 62, May I Draw Against My Husband's Benefits?

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In September my husband will begin taking SS at 62. He will draw 1895 per month. I am 60 years old. According to my SS report, I will only draw about 700 a month at 65.
If I draw at 62, may I draw against his retirement?
If so, will I receive 1/3 or 1/2 of his SS?
If I draw mine at 63, may I change and draw against his when I turn 65 (which will be more $).

Hi,