Ask Larry

How Do I Find Out If I Get SSD Or SSI?

I have been disabled since 2017. And I am aged 63 . How do I know if I get ssd ir Ssi ? I need to know if my benefits will stop after selling house

Hi. If your monthly benefit payment normally arrives on the 1st day of the month, then you must be receiving Supplemental Security Income (SSI). SSI is needs based, and if you receive SSI then selling your could cause your benefits to stop unless you use the proceeds from the sale to buy a new home in which to live within 3 months.

If your benefit payment normally arrives on either the 3rd day of the month, or on the 2nd, 3rd, or 4th Wednesday of the month, then you are likely receiving Social Security disability (SSDI) benefits, in which case selling your home wouldn't affect your benefits. If you aren't sure what type of benefit you are receiving, though, you can always call Social Security to find out.

Best, Jerry

May 25 2023 - 6:21pm
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