Will I Be Able To Collect Part Of My Wife's Social Security If I'm Collecting A Civil Service Pension?
I am Collecting a Gov't Civil Service Pension My Wife Will Be Retiring At 66 years old. Will I Be Able To Collect Part Of Her Social Security Pension.
Hi,
The answer to your question depends on a number of factors. If you didn't pay taxes on your earnings while you worked for the government, then any Social Security spousal or survivor benefits for which you'd otherwise qualify would almost certainly be offset by 2/3rds of the amount of your civil service pension. If that's the case, then you'd only be able to draw benefits from your wife's Social . . . Read More
Category: Non-Covered Pension - WEP / GPO
Posted: Jun 13 2020 - 9:29am
How Do I Apply For A Part B Premium Reimbursement?
I have heard we can receive a Medicare Part B FEHB plan reombursement . What forms and how do I apply for this refund
Hi,
I believe what you're referring to is that some Federal Employee Health Benefit (FEHB) plans offer partial reimbursement to their enrollees if they're also enrolled in Part B of Medicare. Those reimbursements are paid by the individual FEHB insurance companies, not Medicare or Social Security. You'll need to check with your FEHB insurance company to see if your plan offers a reimbursement of Part B premiums.
Best, Jerry . . . Read More
Category: Medicare
Posted: Jun 12 2020 - 5:03pm
Is It Possible For Me And My Son To Get His Father's Social Security?
Hi Larry,
My baby’s father is American. He is very sick, cancer an unfortunately the prognosis is very bad. While we are processing that. He wants to get married to pass his social security check on to my and our son.
I want you to know if ;
- that is possible?
- if it has an effect on my income here in Belgium
-will it increase my taxes?
- can the American state claim my child? My son is Belgian now and he’s under my custody.
- how much will I receive and how much will it cost?
Kind regards
Rania
Hi . . . Read More
Category: Survivor Benefits
Posted: Jun 12 2020 - 9:24am
When I Die Will My Widow Be Eligible For The Delayed Retirement Credits I Earned?
I'm taking SS at age 70. When I die, will my widow (who started her benefit at 62) be eligible for the delayed credits I earned?
Hi,
Yes, if your wife qualifies for widow's benefits her benefit rate would include credit for any delayed retirement credits (DRC) that you earned by waiting past your full retirement age (FRA) to start drawing your benefits (https://secure.ssa.gov/apps10/poms.nsf/lnx/0300615706). However, if your wife starts drawing widow's benefits prior to her FRA her . . . Read More
Category: Widow's Benefits
Posted: Jun 11 2020 - 5:34pm
Can Social Security Tell Me If My Ex Has Died?
Can social security tell me if my ex has died? Yes or no? I've been divorced for 28 years and was married for 17 years. All I want to know if socail security will tell me over the phone or do I have to make a office visit in person? Thank you Larry for your time . BLESSINGS
Hi,
I can't give you a yes or no answer because the answer depends on whether or not Social Security has verified your ex's death, and if so what source was used for verification. Social Security can't disclose the fact that a person has died if the only source of that information . . . Read More
Category: Miscellaneous
Posted: Jun 11 2020 - 5:07pm
Can You Get Retroactive Retirement Payments At Age 64?
Can you get retro retirement payments (up to 6 months) at age 64 and must you ask for this at time of retirement application ?
Gary
Hi Gary,
If you're referring to Social Security retirement benefits then the answer's no. Any Social Security benefit that's reduced for age cannot be paid retroactively. The only benefit types that you can file for prior to full retirement age (FRA) and be paid retroactively for up to 6 months are unreduced auxiliary and survivor benefits. Social Security disability benefits can be paid retroactively for up to . . . Read More
Category: Filing Options
Posted: Jun 11 2020 - 4:52pm
Is What I Was Told Accurate?
I have legal custody of my twin granddaughters, age 10. They have been with me for eight years. I'm 73 and retired and drawing SS of ~$2,600/mo. My wife is also retired and receives 1/2 of my SS. I expect to be awarded adoption in Colorado sometime late this month or early next. SS told me that I can get 75% of my SS. That would work out to around an additional $2,000/mo. Is this accurate?
Thanks, NS
Hi NS,
Well, it doesn't sound like you got the full story. As long as you're living, the most that an eligible child could be paid from your . . . Read More
Category: Family Benefit Maximum
Posted: Jun 11 2020 - 8:27am
What Benefits Are My Deceased Friend's Wife And Children Entitled To?
My friend just passed away. He was born on 1/24/1957(63 years old)He was working and not collecting S.S. benefits. He leaves behind 3 kids-twins aged 9 and one child aged 11. Also a young widow 40 years old. What S.S. benefits are the Widow and 3 kids entitled to? She is the sole caretaker for the children. Thanks for any advice you can give-Marty.
Hi Marty,
I'm sorry for your loss.
Assuming that your friend paid into Social Security long enough to be insured for benefits, it sounds like his children would qualify for child benefits ( . . . Read More
Category: Survivor Benefits
Posted: Jun 11 2020 - 8:15am
If My Parents Pay My Brother For Taking Care Of Them Would It Interfere With His Disability Check?
My brother is collecting his social security disability benefits. He has moved in with our parents which are 85 and 78 years of age and mother has dementia and father has heart problems to take care of them. He has not been accepting any income for his assistance but my father is willing to pay him but my brother is unsure of the rules of accepting money on the side that it does not interfere with his disability check..Can you explain to me how this works and what are the limits of additional monthly pay?
Thank you for your help in this matter. Pam
Hi . . . Read More
Category: Disability Benefits
Posted: Jun 11 2020 - 7:59am
Should I Engage An Attorney?
Hi Larry,
My common-law wife died in December 2019 in Texas where we both resided for more than 20 years.
We we never had a formal marriage arrangement, but had been together for about 15 years. She was a Catholic, and didn't believe in divorce. Her estranged husband, whom she had not seen in 20 years, preceded her in death 4 years before her demise.
She left a will, executed shortly before her death, naming me as her husband and sole heir. Her death certificate lists me as "husband".
I was also the sole beneficiary of her life insurance policy, . . . Read More
Category: Miscellaneous
Posted: Jun 10 2020 - 11:27am
