Non-Covered Pension - WEP / GPO

How Does The WEP Exception For Years Of Substantial Earnings Work?

Hi Larry
In regard to the WEP.
If you take SS at 71 continue working after age 71
in order to increase the years of substantial earnings
can you do that? At 71 the years of substantial earnings are
only 25 years. If I want to collect ss while I continue to work can I get to the 30 years of substantial earnings? ie do the years increase or does the clock stop ticking at 71 when I take my ss?

Hi,

Will My Survivor Benefits Be Subject To WEP?

I was married for 23 yrs to my ex-husband. He is now deceased. Before his death he was receiving Social Security Disability. I want to draw off his SS as mine is very low. I only worked, paying SS taxes, from age 16 to 24. After that I worked for local government & so will retire with a government pension. (I had 40 credits & so did he.) My question is: will what I draw off his SS be subject to the Windfall Elimination Provisions (WEP) or any other law which would reduce the amount I can draw?

Shouldn't My Mother Be Able To Receive Widow's Benefits?

Dear Larry, My father age 85 just passed away and my mother age 81 has been denied his social security because they say she receives a pension. She does not receive social security but receives $300 a month in state teachers retirement. Shouldn't my mother be eligible for my deceased fathers social security even with the small pension she receives? His benefit is almost 4 times her pension.
Thank you.

Hi,

I'm sorry for your loss.

How Will WEP Affect Me?

Windfall Elimination Provision.
I am a British Citizen no a naturalized American. I moved here at the age of 48 in Aug 2001. I have 40 qtrs. and more on my SS record. I am entitled to a UK National Pension of about $800 per month. I have also contributed to my companies final salary pension plan pre tax since I joined them at 16, which should net me about $2300.00 per month.
How will the windfall elimination provision effect my US SS entitlement, are both these entitlements effected by the provision?

Will A Wife On WEP Status Be Able To Get Survivor Benefits?

The info i need is concern over a surviving spouse (wife) who is on WEP. The social security bearing spouse (husband) is not affected by her WEP. Presently, the wife is not entitled to spousal survival benefits because of WEP status.

What happens to the wife as surviving spouse upon the husband's demise? Will she be entitled to any social security benefits?

Thank you

Hi,

Will I Be Able To Collect A Full Social Security Benefit?

My husband is 62 years old and recently retired from the police department and is collecting a pension and his social security benefits. His social security benefit was greatly reduced by the windfall provision. I am 60 years old and will not have a pension at retirement age. My social security benefits will be much higher than what my husband is now collecting in social security. When I retire will I be able to collect my full social security benefit?

Hi,

How Will My South African Pension Affect My Benefits?

Hi Larry
We moved to the USA from South Africa in 2001 and have been working here full time since then. I resigned earlier this year and have just turned 62.
I receive a monthly government pension in South Africa since I was retired from the police service due to medically unfitness. I had almost 20 years service in the police and contributed to that pension plan the whole time. This pension is taxed in South Africa and gets paid into a bank account over there.
My question is twofold:

Should I Have Filed For Spousal Benefits Only?

I am a retired teacher with a Social Security Report that states I could get $621 in benefits. Yes, I am aware of WEP/GPO and what it will do. I went to Soc Sec to apply for spousal support, and the customer rep told me I should apply for my own also. I told her I thought that meant I would only get the greater of the two benefits, but she said that in my case it would not benefit me to wait until 70. (I am 66 in Dec). She said my $621 would be $276 after the 40% reduction and that is all I would be eligible for.

Does This Seem Fair?

Larry......I will be 70 in December 2017. I worked in the UK until June 1991. I was transferred in July 1991 by my company to the US....... I continued to pay Reduced NI contributions( to get a full pension) until 1995 when I then
became a U.S.employee on a U.S. package. I also became a US citizen.
National Insurance granted me a full pension and commenced paying me monthly when I was 66.
Social Security have insisted I apply for Soc Sec Pension at 70(I received enough credits to get a full US pension).