Family Benefit Maximum

Hi Larry,

I'm thinking of taking SS at 63 and will likely be at my family limit since I have a DAC. If we make more than the limit before FRA, will our family maximum increase at FRA to be able to get back any money that we lost by earning too much between 63 and FRA?

Hi,

Can you explain the Parisi Case and its effect? Our daughter is dually entitled to her own SSDI and CBD on my husband's record. SSA is using this case as justification for determining her total benefit to be less than 50% of her dad's PIA---I also collect parent in care benefits, which is 50% of his PIA. However, my benefit at 50% and her CBD benefit are well below our calculated family maximum. We have been unable to get an answer except "Parisi Case"

Hi,

I have legal custody of my twin granddaughters, age 10. They have been with me for eight years. I'm 73 and retired and drawing SS of ~$2,600/mo. My wife is also retired and receives 1/2 of my SS. I expect to be awarded adoption in Colorado sometime late this month or early next. SS told me that I can get 75% of my SS. That would work out to around an additional $2,000/mo. Is this accurate?
Thanks, NS

Hi NS,

My son will be receiving survivor benefits on his father's record because he is under the age of 18 (but over 16). My son's step-mother and step-sister will also be receiving survivor benefits on his father's same record but in a different household. Will the Family Maximum be divided among all 3 dependents, or will my son have his own Family Maximum because he is living under a different household?

Hi,

Hello Larry:

Hi Larry, if I may, I have a few questions.

I am married with a disabled child who was disabled before age 22. I will be electing to take early retirement this April (Birth Month) at 62. My PIA is $1,149. My reduced benefit would be $828./monthly. Auxiliary Benefits for other family members are $862./monthly, with a Family Member Benefit (FMB) of $1,724./monthly. My wife will be 60 in February and will continue to work.

I plan to file for SS at age 62, this year. My estimate for early retirement is $1986/mon. Full retirement amount shows $2755. I have a disabled daughter presently 35 but disabled pretty much from birth. When I called the SS office, I was giving an approximate amount for my daughter somewhere in the $900 figure. I have read in your forum that child benefit could be based on 50% of my full retirement amount. I was expecting to hear a figure of around $1377.5 based on my full retirement. My family max is $4822. My question is; am I correct

Hi Larry,

When there are 2 saves earners in the family, is there a maximum amount each can receive when filing on their separate work account? Is there a household maximum when filing this way?

Hi,

No, there's no set limit on how much a couple can receive in Social Security benefits based on their own earnings. Each member of a couple can be paid their full benefit rate no matter how high the benefit amount is.