Hi. My husband is permanently disabled and has received ssdi for about 11 years, he is 53. We have one non-disabled child and one child (3 years old) who is disabled. He does not receive ssi because we have not formally applied. Is there a family maximum you can receive? So my son could not get ssi if my husband's ssdi is too high? My husband thinks that if we applied, it would reduce his amount and we'd just end up with the same amount monthly anyway. Should we not bother? Thanks.