Will Social Security Combine My Wife's And My Family Maximum Benefit Amounts?
I am a subscriber to your software, and I am trying to understand how the combined family maximum impacts the results. My PIA is $3011, and my wife's is $1097. We have two adult disabled sons (disabled at birth). My wife (age 66) started to collect her retirement benefit when she turned 66. I am planning to begin my retirement benefit at age 70. As I understand it, when I begin the benefit, my wife and two disabled sons will be each be eligible for 50% of my PIA.