Survivor Benefits

Could Someone Have The Option Of Drawing Reduced Survivor Benefits On One Record And Later Switching To Unreduced Survivor Benefits On Another Record?

Your answer to the question today regarding whether a reduction due to age of a claimed spousal benefit would carry forward to a claim of spousal benefit on the record of a new spouse post FRA begs a related question.

Can My Mother Switch From Drawing On My Father's Record To My Father-In-Law's Record?

My mother is 77 years old now. At 60 she started collecting the Survivor benefit off of my deceased father's Social Security claim. She has never gone back to Social Security to switch over to the full retirement age benefit that my father-in-law would have been entitled to had he lived. He worked for 30 years paid Social Security taxes and died at the age of 56. Can she switch over from the Survivor benefit to his full retirement benefit at this point?

Hi,

Could My Cousin Get Unreduced Survivor Benefits If Her Ex Dies?

My cousin started drawing her SS at 63 and is drawing only around $700/mo. She was divorced a few years ago after 15 years married and her ex is drawing disability at around $1200/mo. If he passes away ad she waits until full retirement age of 66, will she be able to draw the extra $500 to bring her to the full $1200 that he draws? Even though she started drawing her own at 63?

Hi,

Will I Still Be Able To Collect Survivor Benefits When I Reach Full Retirement Age?

I am 62 years old and started collection Survivor Benefits at 60. When I reach full retirement age will I still be able to collect the Survivor Benefit? If so will I be able to collect at 70 if I can wait that long to retire? I know my benefit will be much higher at 70. Thanking you in advance for your time.

Hi,

Are There Any Exceptions That Would Permit Me To Claim More Than 6 Months Of Retroactive Payments?

I am 67 years old and was thinking about taking SS when I turn 68. I looked at the SS website and found out that I am eligible for survivor benefits because my husband died in 1982 so I can get benefits now without affecting my benefits at 70. I went to the SS office and they said that I can get 6 months of retroactive payments on survivor benefits but no more. Are there any exceptions to this rule? SS was aware of the death because my late husband had children who received benefits. They started to send me checks but I had to return the money because I wasn't eligible.

Can My Wife Get Survivor Benefits And Draw Her Own Social Security?

can my wife get survivor benefits (social security) and draw her own social security monthly payout

Hi,

Your wife couldn't be paid her own Social Security benefits and a full survivor benefit at the same time. The most she could receive is the higher of those 2 benefit rates. If the survivor rate is higher, she would be paid her own benefit rate plus a partial survivor rate equal to the difference in the 2 rates. In other words, the 2 benefits would simply add up to the higher survivor rate.

Best, Jerry

Can My Grandmother Get Survivor Benefits On My Deceased Husband's Record?

Hi,
My husband recently past away after 3 months of marriage. He supported my grandmother the entire time we were dating and married ( 6 years). She is my legal guardian. Would she be able to receive his social security survivors benefit? I’m too young to receive it as I’m in my 30’s and he past away at age 60. Thank you.

Hi,

I'm sorry for your loss.

Can The Girl That My Deceased Nephew Was Living With Collect His Benefits?

My nephew was living with a girl when he died. He was never married and was a veteran. If she has his social security number can she in anyway collect his benefits.

Hi,

It doesn't sound like it. Social Security survivor benefits can potentially be paid to children, parents, spouses and ex-spouses only. Some states recognize common law marriages, but that requires an intent to marry (https://secure.ssa.gov/apps10/poms.nsf/lnx/0200305075).

Best, Jerry

Would I Be Able To Draw Against My Husband's Social Security?

Hi
I am 52 and have been receiving SSDI since 11/2014. My husband passed in
4/2001. I received benefits that matched my son's until he turned 19. Right
now I receive $1,124 per month in disability. Would I be able to draw against
my husbands SS, he was 36 when he passed? I remarried in 6/2008 and we have
been separated for 2 years. How does that effect everything? Is there
anything else I might qualify for?

Hi,

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