Ask Larry

Survivor Benefits

Why Would Social Security Ask Me To Return My Son's Social Security Funds?

My husband passed in December of this past year. Our four children are receiving survivor benefits. My oldest graduates in May, and I received a letter as did he that his checks will go to him directly vs. my bank account for the next two months and then will stop upon graduation.
One letter said I needed to send funds back to SS. I’m very confused about that.
Also, when this payment stops, will the amount received by my other three children go up? And do I need to do anything to make sure this happens correctly and in a timely manner ?

Sunday, April 4, 2021 - 16:00

Will Survivor Benefits Be Reduced If The Surviving Spouse Is Receiving Their Own Benefits?

Is a spouse's survivor benefits limited if the surviving spouse has their own high retirement benefit.

In other words, if both spouses are receiving maximum benefits, will the survivor's benefits be reduced?

Hi. Yes. You can't collect more than one full Social Security benefit at the same time, so if you're already drawing your own benefits and if your spouse dies you could only be paid up to the higher of the two benefit rates.

Best, Jerry

Thursday, April 1, 2021 - 15:01

If My Husband Passes Away, Am I Entitled To His Social Security Benefits?

I’m 52 years old. My husband is already collecting SSI at 60 years due to a disability. If he were to pass away I’m I entitled to file for his social security benefits.

Hi. I assume that you mean that your husband is collecting Social Security disability (SSDI) benefits, not Supplemental Security Income (SSI). SSI is a needs based payment, and does not provide for any survivor payments.

Monday, March 29, 2021 - 13:05

What Benefits Can My Wife And Kids Get If I Die?

What benefit my wife or my kids get from social security if i died

Hi. That depends on your wife and children's ages at the time of your death. Children can potentially receive survivor benefits from a parent's Social Security account if they're either under age 18, or 18 to 19 and attending high school, or at any age if they're unmarried and if they became disabled prior to age 22.

Monday, March 29, 2021 - 12:22

Is My Girlfriend Eligible For Survivor Benefits On Her Deceased Husband's Record?

Hi, Larry. I have a rather odd SS survivor benefits question for you. I am asking this on behalf of my girlfriend Sofi [she] who lives in Baja Mexico. She is 52 years old.

She was married legally to a USA citizen and veteran for well over 20+ years. He [Joe] was getting SS retirement benefits and veterans benefits for 20 + years during their marriage. They stayed together until he turned about 84, when he went into a nursing home in San Diego Ca. I observed them over this time, and I can say that their marriage was valid and a true relationship. No sham marriage here.

Thursday, March 25, 2021 - 13:23

How Does My Sister-In-Law In New Zealand Go About Receiving Survivor Benefits?

Dear Larry,
After 4 frustrating phone calls to the Social Security Office and been given 4 different answers I am in desperate need for advice. I am asking on behalf of my sister-in -law who is too distraught and upset to pursue this matter. How does she go about receiving Survivor Benefits that she is entitled to. I would appreciate your help in this matter.
Her husband passed away on the 26th February, 2021 at 12.10pm in Christchurch, New Zealand. He has been receiving his Social Security pension beginning at age 70. Date of Birth: 3/17/1945

Friday, March 12, 2021 - 14:13
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