Ask Larry


How Can I Get My Medicare Supplement Coverage Reinstated?

I asked SS to discontinue my retirement benefits after receiving them for 5 months. The SS office accidently cancelled my Medicare and as a result my United Healthcare Supplemental. How do I get the error reinstated from United Healthcare. I've paid my premiums although cancelled. The SS office admits the error was theirs and that I filled out the paperwork correctly and that this was their error.

Please Help.

Monday, June 27, 2022 - 20:02

If I Apply For Part B Medicare Coverage During My IEP Can I Choose A Month To Start My Coverage?

I turned 65 in june..I applied for medicare part a only online.refused b because I have group coverage and still working. My IEP lasts till September 30. I have since learned group coverage is going up due to company now I want to apply for part b while still in IEP. SS said cannot be done online..must mail CSM 40 B question is can I state when I want b to start in remarks section..or will I have to pay retro from month I turned 65..I will remain on group plan till b kicks in..don't want to pay double insurance. Ty

Sunday, June 26, 2022 - 12:15

Can I Get Medicare At Age 58 If I'm Caring For My Child Who Receives Social Security And Medicare?

My adult disabled son receives ss and Medicare. Since our son lives with us and I take care of him am I eligible for Medicare even though I am 58??

Hi. No, unless you are either receiving some type of disability benefit from Social Security, or if you've been diagnosed with end-stage renal disease (ESRD). Otherwise, you must be at least age 65 to be eligible for Medicare.

Wednesday, June 15, 2022 - 09:55

How Can I Fight IRMAA?

How can I fight IRMAA. I retired August 2021. I began taking Survivor's Benefit September 2021. My husband passed away April 2018. Prior to retiring my annual income was $28,000.00 per year. After my husband passed I was forced to sell a piece of property we had inherited. I needed the income, since my husbands income while he was alive was $120,000. We’ll SS pulled my income from 2020 and they included my capital gains as income, thus the IRMAA judgement. So, they are deducting an additional $265.00 per month for a year due to those earnings.

Sunday, May 29, 2022 - 16:01

How Do I Change My Payment From Quarterly To Monthly?

I would like to change my payment from quarterly to monthly. How can I do it?

Hi. I assume that you're referring to paying your part B Medicare premiums. If so, there is no way that you could opt to pay those premiums monthly instead of quarterly. If and when you start drawing Social Security benefits, though, your part B premiums will be deducted from your Social Security payments on a monthly basis.

Best, Jerry

Sunday, May 15, 2022 - 15:21

Who Do I Contact About Getting A Refund Of The Medicare Premiums I Overpaid?

In October 2021, I paid my Medicare premium 3 months in advance for November 2021, December 2021 and January 2022. I signed up for Social Security in November 2021 so I could start receiving benefits in January 2022. I received my first Social Security check in February and they deducted my Medicare premium from the check. I already sent a letter to: Medicare Contact Center Operations at PO Box 1270, Lawrence, KS 66044 on April 18, 2022 and haven’t received a response or a refund.

Wednesday, May 11, 2022 - 17:16
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