Ask Larry


What Do I Do If I Overpaid Medicare Premiums?

What Do I Do If I Overpaid Medicare Premiums? How do I go about requesting a REFUND and is there a Statute of Limitations on how far back I can go? Medicare was supposed to STOP my Medicare Part-B Premiums back in 2014. They failed to notify me of this fact and as a result I have been paying Monthly Premiums ever since. They said I need to file an APPEAL and they would look into the matter. Is this a matter for an attorney?

Appreciate any assistance you can provide.


Sunday, May 14, 2023 - 21:51

Do I Need To Enroll In Medicare Parts B, C or D If I'm Enrolled In A Retired Federal Employee Plan?

I am a retired federal worker and as such am able to buy and keep my Medical Benefits as though I am still working. I receive SS benefits and am turning 65 in January of 2024. So my question is this, Do I need to take Medicare B,C,D etc if I am enrolled in a major medical plan already? I know I have to file for Part A.
Thank you for any help you can provide.

Tuesday, April 18, 2023 - 13:23

Will My Daughter Get Medicare If She Qualifies For DAC Benefits?

My daughter is a 30 yr old adult with special needs. She has Medicaid but we have always maintained private insurance because of her specialized medical needs. Medicaid has been her secondary and won't adequately cover her as primary. Of her 9 doctors only 2 will accept Medicaid.
Question - If one of her parents start on Medicare will that allow her to also get Medicare as a DAC? What allows her to use Medicare as a Primary insurance?

Friday, April 14, 2023 - 16:20

Am I Correct That Social Securtity Shouldn't Be Deducting Part B Medicare Premiums From My Friend's Monthly Checks?

My best friend is around 75 years old.. SS deducts monthly the I believe Pat B $165.00 per month around that ball park.. I have explained to her that they should not be deducting this amount at all. Her monthly check is around $1,850 to $1,900 per month. Should she be keeping this deductible? And if so, can she collect retroactive payments. They have always deduct her Part B, always.

Thank you.

Thursday, April 13, 2023 - 20:47

Can I Get A Refund Of The Medicare Part A Premiums That I Paid For Months After I Reached 40 Credits?

Hi, I turned 65 last year and I signed up for Medicare on March 2022, because I had only 36 credit points then, I had to pay part A and B out of pocket . This year, I reached 40 points after paying taxes, which means I should be entitled to free part A, but I already paid part A bill from Jan to April, can I get a refund? Thanks.

Monday, April 10, 2023 - 20:07

Can I Voluntarily Give Up My Employer Health Coverage And Sign Up For Parts B & D Of Medicare With No Penalty?

I am over 70 and still employed. Both my wife and I have health benefits from my employer. She turns 65 in Dec of this year at which time she will start on Medicare, PartB and PartD. My question is can I voluntarily give up my employer health benefit In Dec and qualify for a special enrollment period so I can sign up for PartB and PartD (already on Medicare) without a penalty. I do not not want to retire in Dec, I just want to switch fully to Medicare from my qualified employer health plan.


Tuesday, March 28, 2023 - 10:49

How Long Do My Wife And I Have To Sign Up For Medicare?

I plan on filing for Social Security benefits now and telling them to start in July since I will be 70 28 July. However I am still covered under my wife's Insurance since she is still working. I do not need Medicare Part B at this time. I did sign up for Medicare Part A when I turned 65 just to be in the system. As long as my wife still continues to work and I am covered, how long do we both have to sign up for Medicare after she decides to stop working?

Monday, March 27, 2023 - 12:20

How Do I Get A Refund Of A Double Paid Part B Medicare Premium?

How to get refund of double paid medicare Part B premium?
I have double paid medicare part B premium on August 2022, so far I have not yet received the refund; on your article you suggest just be patient and wait, and the refund will eventually arrived. I have been waiting for over 6 months already; so what can I do to get refund of my double paid premium? Thanks for your help.

Tuesday, March 21, 2023 - 21:04

Can I Have My Medicare Part B Coverage Changed To An Earlier Month?

I have been on disability for 6 years. My husband worked until Feb. 2023 and I was on his insurance until then. I signed up for part B when he retired. My effective date isn't until 06/2023 because that's when I turn 65. Can I have it changed to now due to not having any other insurance coverage and I can't work?

Monday, February 20, 2023 - 17:39
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