Ask Larry

Survivor Benefits

Who Can I Marry If I Want To Leave My SS To Someone?

born on 9/11/54. single. want to leave my ss to someone. who can i marry . and what would her statuss have to be.

Hi. You can't leave benefits to someone in a will, but if you're survived by a spouse then they may be able to qualify for survivor benefits from your record. The eligibility requirements for widow's benefits are outlined in the following section of Social Security's handbook: https://www.ssa.gov/OP_Home/handbook/handbook.04/handbook-0401.html.

Posted: 
Monday, July 12, 2021 - 18:29

Am I Entitled To Any Of My Ex-Husband's Benefits?

I have been on disability since 1995.
I married a millionaire in 2000. We divorced in 2005. He has since passed. I am now 63 years old. Neither one of us have/had remarried. Am I entitled to any of his benefits?

Hi. No. You would need to have been married to your ex-spouse for at least 10 years to be able to qualify for survivor benefits from his account.

Best, Jerry

Posted: 
Friday, July 9, 2021 - 10:17

If My Wife Takes Her Benefits At Age 63 Or 64, Would She Still Get My Full Amount If I Die?

If my wife takes her social security at 63 or 64 her FRA is 66.8 and i take mine at FRA is 66.6 she is 63 and i'm 64 would she still get my full amount if i die or still get 50% of mine.

Hi. Your wife could still get your full benefit amount as a widow even if she starts drawing her own benefits early, as long as she doesn't start drawing the widow's benefit prior to her full retirement age (FRA). She couldn't collect both her own benefits and your full benefit rate at the same time, though, just the higher of the two amounts.

Posted: 
Wednesday, July 7, 2021 - 09:47

Will My Daughter's Benefit Amount Go Up When My Benefits Stop?

Hello. My husband passed away in 2019. We have 3 children, where 2 of them were eligible for social security benefits. My husband had cancer and was also on disability social security. When we began getting social security, we all received $1,463 I believe ,including myself for widows survivors benefit. Then our second son turned 18. They increased mine and my daughters check to $1,690 each. I am about to lose mine as our youngest daughter is turning 16 years old. My question is, will my daughters social security increase?

Posted: 
Wednesday, July 7, 2021 - 09:11

Are Survivor Benefits Calculated At The Time You Apply For Them Or When You Start Collecting Them?

Hello. Are SS survivor's benefits calculated at the time (month) you apply for them or when you start collecting benefits? Thanks for your help.

Hi. I'm not sure exactly what you mean. The dates that a person applies for and starts collecting benefits doesn't really affect the basic calculation of their survivor rate. It could, however, cause a surviving spouse or ex-spouse to receive a reduced benefit rate if they start drawing prior to their full retirement age (FRA).

Posted: 
Saturday, July 3, 2021 - 16:23

Can I Collect SS As A Divorced Survivor?

I was married for 12 years and divorced. Then remarried and that marriage was for 13 years and ended in divorce when I was 58 yo. My ex husband of 12 yr marriage passed while I was divorced from 2nd marriage. I remain unmarried. My deceased ex husband died at age 71 and was receiving SS. Since I am unmarried now and at the time of his death, can I collect SS as divorced survivor?

Posted: 
Wednesday, June 23, 2021 - 10:13

Can I Collect My Husband's SS After He Passes Away If We Haven't Been Married For 10 Years?

My husband and I are both on SSA, he is a veteran with 100% disability, we’re both 73 yrs of age, we got married in 2017, can I collect his SSA after he passes away, can I collect his SSA if we have not been married 10yrs.?

Hi. If you're currently married to your husband when he dies, you wouldn't need to have been married for 10 years to potentially qualify for widow's benefits. You only need to have been married for at least 9 months to meet the duration of marriage requirement for widow's benefits.

Posted: 
Thursday, June 17, 2021 - 12:01
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