Question: Switching between Survivor's Benefits and Retirement Benefits (And exclusion from earnings test)
My spouse (51 y.o.) passed away in October.
My child (10 y.o) collects Child's Benefits.
My earnings prevent me (58 y.o.) from collecting Mother/Father Benefits (M/FB).
• If I file and suspend now, at age 62, would my wife (age 49) collect spousal child-in-care for my disabled adult son (disabled before age 22) at a rate equal to half of my early (age 62) retirement benefits?
• Would my disabled adult son also collect benefits at that rate?
• If my wife took spousal child-in-care now at that reduced rate, would she still be able to take her full spousal benefit at age 67 (i.e., at 50% of my full age-70 benefit, when I plan to retire)? Or would she be forever stuck at 50% of the age 62 benefit?
I'm really baffled by something.
I reached my full retirement age of 66 yesterday and am planning to retire sometime in 2017.
My SS statement on the SS website notes that I've reached FRA and can receive $2,615 per month at this time. It also says that if something happens to me, my survivor is entitled to receive $2,634 per month at full retirement age.
Will my daughter receive a benefit from my late wife?
My wife passed away 6 weeks ago at the age of 45. She was a stay at home mom to our 8 year old daughter since her birth. She worked full time from the age of 18 through 37. Will my daughter be eligible for a benefit?
I'm sorry for your loss.
My 72 year old cousin is collecting Social Security benefits based on his deceased wife's earnings. He remarried and has a 10 year old daughter. Is his daughter eligible to collect on his former wife's earnings?
And when he dies, will his now wife of more than 10 years be able to collect benefits based on what he was collecting. The Social Security office has no record of his earnings.
No, your cousin's new wife and her child would not be eligible for benefits on his deceased wife's record.
Hi - I am in my late 30s, my wife of the same age passed away- I am caring for a child that we had together. I am currently receiving only a surviving child benefit under my child's name, which I have to account for and report on each year. Am I entitled to a surviving spouse benefit as well? SS office had told me 'no' because my income is above a certain amount. In addition - IF I remarry in the future, do I lose my child's benefit? IF I am entitled to spouse benefits, would I lose that as well if I remarried? Thank you!!
Can a young widow's and her children's survivorship benefit be jeopardized by the pay out on the deceased husband's life insurance policy through his employer?
No, life insurance proceeds have no effect on any type of Social Security benefits.
i would like to know if i would be getting benefits,from my wifes ssdi she was collecting when she died.i am also diabled and 53 years old.my ssdi was a higher amount than hers.if i am not able to collect on hers,what happens to her ss.
First off, I'm very sorry for your loss.
Unfortunately, the answer to your question is no. If you are already receiving benefits on your own record that are higher than your wife's full rate, you wouldn't be eligible for any additional widower's benefits.
Hi Larry. I have 2 questions one regarding Parisi and one regarding multiple eligibility.
Situation: My mother receives retirement benefits under her own record, and survivor benefits under my father's (adoptive) record. I receive disabled adult child benefits under my father's (adoptive) record. My sister recently became disabled and receives benefits under her own record and under our father's (adoptive) record.