My wife is 67 and just filed for her social security in June 2018. Can I file for spousal benefits and go back to December 2017 to collect an extra 6 months or am i limited to file in June also.

Hi,

You can't draw spousal benefits for any months prior to your wife's first month of entitlement to benefits, so if she chose to start her benefits effective with June 2018 you couldn't qualify for spousal benefits any earlier than that.

Larry -

My wife, age 58 and whom I have been married to for 11 years is 6 years younger than I am and is currently collecting Social Security Disability in the sum of around 750 per month. When I reach FRA at 66 and file for benefits in 2 years would she then be eligible for a spousal benefit. Currently I am anticipating about a 2400 per month benefit and a spousal benefit if qualified would be roughly 1200 per month.

my birth date 8/14/1952. my spouses birthdate is 3/2/1953
I file for Social Security in August of 2018 but 'suspend' receiving benefits. My spouse( lower income spouse) files for Social Security in March and I request to receive 1/2 of her benefits. I start taking my benefits at 70. What is her Social Security benefit? 1/2 of my benefit when I was 66 and filed but suspended or 1/2 of my benefit when I start taking my benefits at 70?

Hi,

I have been retired from a government job for 2.5 years. I received government pension and reduced social security benefits (abiut $600/month). My husband is not a government worker. When he retires at 66.5, his estimate social security is about $2000. How much will I get for spousal benefit? My guess is $1000-$600 = $400. Please let me know. Thank you in advance.

Hi,

I am 72 years old and my husband is 77. We both collect our SS. His is $17,600. Mine is $14,000. We are both retired and not working. I was told that I can claim 50% of his SS. Is it true? How do I do that. Thanks.

Hi,

I'm 61 and my spouse is 65. Since I'm working and she's not, and I plan on filing at 67 years of age, can she at her FRA of 66 draw half of my benefits without me filing?
I've been told that if her FRA benefit is less than what half of mine is, she can draw half of my FRA benefit without me having to file early.
Thanks in advance for advice and direction

Hi,

I do not have enough credits to get Social Security benefits. I am 66. Can I get spousal benefits? My husband is also 66 and will work until he is 70.

Hi,

You can't get spousal benefits until your husband starts drawing his benefits. You and your husband may want to strongly consider using our maximization software to compare your options between filing for benefits now vs. waiting until your husband turns age 70.

Best, Jerry

Hello,

I am 64, born 11/01/1953, still working and don't plan on retiring until I'm 70, my husband is 64 and has been receiving social security disability for 3 years. Am I eligible for spousal benefits while I'm still working and not at FRA?

Hi,