Spousal Benefits

Will My Husband Receive Benefits If I File At Age 66?

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I am grandfathered in on the social security restricted application, born Sept 1953. My husband born Dec 1956. If I take my ss benefits at FRA of 66 will my husband receives ss benefits?

Hi,

Possibly. He'll be over 62 when you turn 66, so if you file then for retirement benefits he could file for reduced spousal benefits. He'd also be deemed to be filing for benefits on his own record, though, and he'd only receive essentially the higher of the 2 benefits.

When Will My Wife Be Eligible For Spousal Benefits?

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Hi Larry.

I was born in Nov 1952 and my wife was born in Dec 1956. While I have worked most of my life, my wife had only worked for just about a year and then just stayed at home as a housewife all her life because she suffered from back pain.

A have a few questions for you:

1. I would be turning 66 in Nov 2018. I plan on getting my benefits starting at age 66. As I turn 66, my wife would be turning 62. Would she be able to get any spousal benefits at age 62 or does she have to wait until she turns 66 to get any spousal benefits?

Can I Apply For Benefits Based On My Husband's Earnings?

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My husband is not a citizen however he paid into social security. He worked in the U..S. for years. I am a citizen. Can I apply for his social security?

Hi,

Possibly. He would have to be entitled to retirement or disability benefits in order for you to be eligible, though, among other requirements. For more information on spousal benefits, refer to Social Security's website: https://www.ssa.gov/planners/retire/applying6.html.

Best, Jerry

Will My Wife's Own Benefit Rate Be Reduced If She Receive's Child In Care Spousal Benefits?

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Here is a question I am having trouble finding answer to. I am applying for retirement benefits at age 62 because we have a 6 year old and the amount she would receive as family benefit is more than the difference if I wait till age 66. My question concerns my wife. She is actually the higher wage earner and I know she can receive spousal benefits, even though she is not 62, because of the 6 year old. But, if she applies for spousal benefits, will that lock her into reduced benefits on her own Social Security even if she waits until age 66 to claim?

Hi,

Will My Wife Be Able To Get Spousal Benefits When I Start Drawing My Benefits?

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If my wife claimed her social security at 62, can she get an additional benefit when I retire (I will get almost 4 times more than she gets now). My wife is now 71. What percentage of my benefit could she get (if any) if I start my benefits later this year at 62.

Hi,

Yes, your wife could potentially get an excess spousal benefit on your record when you start drawing your benefits. I'll give you an example to illustrate how her benefit rate would be calculated.

How Are Reduced Spousal Benefits Calculated?

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Hello Larry et al. Just when I think I might have this social security thing figured out I read something that makes me question everything I "know". I certainly intend to purchase your software but wanted to follow-up on a response you provided to a question asked back in July 2016 (entire question and response provided is below -- I added names for clarity). That question mirrors the one I have except for the spousal reaching her FRA. In that question John had filed for his regular retirement at 62 and Mary had just reached her FRA.

Is Entitlement To Spousal Benefits Automatic?

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My boyfriend of 16 years has multiple myeloma he is 63 and is applying for ssa disability. We plan on marrying, I am 56 and already retired. He also will receive a pension from his company. He has an ex wife that he was married to for 30 years. She is retired already and will be 61 this year. I plan on applying for my early SSA benefits at 62. I took the supplemental option from my employer to receive more in my pension and then have it reduced after I apply for SSA at 62.

Will My Husband's Spousal Benefits Stop When I File For Widow's Benefits On My First Husband's Record?

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Hi, My husband died in 2008. I have since remarried , my new husband is a new immigrant with no social security record of his own.. I have been collecting my own Social Security since age 62 but intend claiming my deceased husband's social security benefit this year as I will be 66. My new husband receives social security payments based on my SS record (I was 63 when I remarried).. Will his payments cease once I take my deceased husband's SS and if so how does this affect his medicare?
Thank you, Julie

Hi Julie,