Spousal Benefits

What Month Should My Husband File For Spousal Benefits?

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My husband will be 66 (FRA) on May 14, 2017. He will be applying for the restricted spousal benefit only. Do you tell SS that May is the month you want to begin your entitlement? Or do you say June? We just want to make sure we do this FRA correctly. He wants to begin right away. How early can you submit this application. Thanks...

Hi,

Full retirement age for your husband is May 2017, so that's the month he'd choose as his first month of entitlement. Social Security payments for May are paid in June, though.

Can My Wife Collect Spousal Benefits Before I File?

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I am 59 and the major money earner. My wife is 66 and at her FRA. She will retire at 67, and her earnings are quite a bit less than mine (and of course her SS is much less than mine). My question is can she collect my SS benefits on my higher earnings (I will be 60 when she retires so I will not be able to claim SS) , and what effect will this have on my benefits when I start collecting? Her SS will not be collected until she reaches 70. If she can not use my benefits as a spouse what strategy should we use to maximize our benefits?

Hi,

How Much Is The Spousal Benefit?

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I am 64 and just applied for SS. I will be 65 on 3/9/17. My first payment is in May due to withholding checks yet this year as I continue to work. My husband will be 66 in May and will do the restricted spousal benefit until he is 70. My question is- what is the excess spousal/ supplemental benefit?? Is this something I can do when he reaches 70 and applies for his own SS? Or is this the best we can do or figure out? Thanks for any input here...

Hi,

Would I Be Eligible For Benefits On My Boyfriend's Record If We Get Married?

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My boyfriend divorced in 2016 I have been living with him since 2015. He receives a pension from his job he retired@ 55 and gets 2700 month will start receiving his SS benefits @62 next month. I am 52 and get SSDI. I have a pension plan at my former employer whenever I can start collecting that 60. If I marry him in 2017 what benefits can I get from his ss benefits if any and when. His Ex 51made more than him and is receiving SSDI and LTD benefits.

Hi,

Can My Wife File At Age 62 And Receive Half Of My Benefit Amount?

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Hi Larry - question about spousal benefits.
I am 69, still working, waiting until 70 to begin SS benefits (begins this coming Dec), did a "file and suspend" prior to the ending date last year.
My wife will be 62 this coming November. Can she file at 62 for spousal benefits to start receiving half my benefit amount? Thanks!

Hi,

Will My Child In Care Spousal Benefits End When I Reach Age 66?

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Thank you so much for your answer to my question about Child in Care benefits and filing on my own record (January 21 2017). I think I need to get the software. I am confused about your answer, however. You said I would still qualify for Child in Care benefits if I file for my own at age 65 years and 7 months. I understand that part, but won't Child in Care benefits end when I turn 66? I always assumed that I would have to file under my own or spousal benefits, or a combination of the two, when I reached Full Retirement Age.
Thanks!
Karen

Am I Eligible For Spousal Benefits?

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I am 66 as of Sept 2016 and began my benefits at 62. I currently receive $842 after Medicare deductions. My husband is 78 and receives $1,997.00 following deductions. Am I able to apply and receive spousal benefit since I have reached full retirement age now? I have been told I can not but that info came second hand. I have not been able to find this exact example in my internet searches. Thanks for your help.

Hi,

Will My Husband Receive Benefits If I File At Age 66?

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I am grandfathered in on the social security restricted application, born Sept 1953. My husband born Dec 1956. If I take my ss benefits at FRA of 66 will my husband receives ss benefits?

Hi,

Possibly. He'll be over 62 when you turn 66, so if you file then for retirement benefits he could file for reduced spousal benefits. He'd also be deemed to be filing for benefits on his own record, though, and he'd only receive essentially the higher of the 2 benefits.