Hi, I just claim my spousal SS benefits and I believe I am not getting the amount of money I should. My personal SS benefits now is $781 and my husband’s SS benefits $2005. I claimed my spousal SS benefits 8 months before full retirement age (66) and according to SS benefits website I should receive 47.22% of my husband primary insurance amount. I was told by the SS benefits agent that I will get added $78 at my own SS benefits. Is this correct ? Thank you in advance for your reply.

Hi,

Hi

I am 67 and applied for and suspended my SS benefit before the April 2016 deadline. My wife turned 64 in November 2017 and applied for her SS benefits based on her own work record. At the same time, I applied for spousal benefits on her work record which a SS employee at the face-to-face, local office said that I could do. After a long delay, I received a letter saying that my application was denied because I could receive greater benefits by applying for my own benefits.

My wife is almost 3 years older than myself (I am then larger wage earner) and started collecting her SS benefits (reduced) at age 62. I plan to retire in a few more years when I am 62 1/2. Does my wife have to do the switch to take the spousal benefit then when I file for SS benefits (she will be 65 and 4 months) or can we wait 8 more months after I retire and am already collecting my benefits to when she turns 66 to do the switch over?

Hi,

Forgive my typing not very good at it
Is it true that wife can receive up to 50 percent of my Social Security benefits? Is this available even if my wife has never worked. She is in November 68 years old.
Also she is Japanese national living right now at Japan due to a very bad knee pain …she is in the Japan health plan …..gone already long time huhuh ( tears ) I myself am this august 79 years old. We have been married for in October for 6 years ( been together for over 25 years.)
I am on social security which is my only income….

Hi,

Larry, thank you for this website. In my internet research, I find conflicting answers to the following scenario:

My wife and I will both turn 62 this year. Her PIA is less than half of mine. Her PIA is $930. My PIA is $2,800. If we both wait until age 70 to begin drawing benefits, her regular benefit will be approximately $1,200 due to the DRC. How would her spousal benefit be calculated at that time?

My husband, who will be 64 in July and is not collecting SS and I, who will be 62 in December got married September 16, 2017. Can he collect on my SS when I turn 62 in December even though I will not be collecting my SS at that time? If not, when can he collect on mine? Thank you!

Hi,

Both my wife and I were born in 1953. I started collecting SS early (62). My earning were a little more than twice my wife. Does that fact that I started collecting early affect her spousal benefit or will it be based on my FRA benifit? My plan was to have her do a restricted application at 66 for spousal benefits only then switch to hers at 70. I have been given some advise that say my wife benefit will be based on my current reduced benefit and that we both would have had to reach full retirement age to have her do a restricted application.

My wife is 70 and collecting Social Security. I will turn 65 on April 10 2018. Can I collect spousal benefit then?

Hi,

You couldn't file just for spousal benefits any time before your full retirement age (FRA) of 66 without also being deemed to file for your own retirement benefits. In that case you would only receive essentially the higher of the two rates and your benefit rate would be reduced for age.

I started getting My SS benafits rite before I was 63.. I was born on Dec. 25 ,., 1939 ..
sure didn't get much then or now .. How can I now get My spouse benifits ?? And have
been on the disability list for number of Years !! And had to quit woeking in 2003 ,,
because of pinched nervers in back with the L1 - L3 - L4 out of wack .. Also have Defibrullater ,,
since 2001 .. Please HELP Me !! It is so hard to get SS on the phone ..
Thanks so very much ..

Hi,

I am a retired Fed Gov't employee under CSRS (the old retirement system) which I did not to put into SS. I never put in the required quarters to get SS. I have been told I should be able to get benefits under my husbands SS as his spouse, as well as I cannot get spousal SS due to my retirement. According to the SS Office, I cannot received this SSI benefits due to income I over $2000 a month coming in, plus saving.