Is It True That I Can Get 50% Of My Husband's Social Security?

Category: 
Jun 21 2018 - 7:30am

I am 72 years old and my husband is 77. We both collect our SS. His is $17,600. Mine is $14,000. We are both retired and not working. I was told that I can claim 50% of his SS. Is it true? How do I do that. Thanks.

Hi,

No. What you are referring to is a spousal benefit, and you could only get spousal benefits if 50% of your husband's full retirement age rate is more than your own full retirement age rate. Based on the amounts cited in your question that's apparently not true in your case, although you could check with Social Security to be sure.

Best, Jerry