Spousal Benefits

Can My Wife Still File For Spousal Benefits Only When She Reaches Age 66?

Category: 

AT AGE 70, I PLAN TO FILE FOR SOCIAL SECURITY BENEFITS IN AUGUST OF 2018. MY WIFE WHO WAS BORN IN DEC. 1952 WILL REACH HER FULL RETIREMENT AGE OF 66 IN DEC. 2018. AT THAT TIME, SHE PLANS TO APPLY FOR A SPOUSAL BENEFIT FOR 50% OF MY BENEFIT. SHE PLANS TO DELAY HER OWN BENEFIT UNTIL SHE REACHES AGE 70 & THEN SHE WILL SWITCH OVER TO HER OWN BENEFIT. SINCE SHE HAD TURNED 62 BEFORE 1/01/16, IS IT STILL LEGAL FOR HER TO DO THIS? ALSO, WILL HER 50% SPOUSAL BENEFIT AMOUNT INCLUDE THE DELAYED RETIREMENT CREDITS THAT I HAVE EARNED & ANY COLA INCREASES THAT I HAVE RECEIVED?

Do I Qualify For Spousal Benefits?

Category: 

I am reading all these questions and answers and still do not understand social security, so I apologize in advance. I just recently retired and started collecting social security at age 62. My husband (age 65) worked in law enforcement for 35 years and didn't pay into social security, but had a previous job which did. He is retired, but now working part time. He is short 12 credits from collecting any social security. Does that mean I cannot collect spousal benefits? Not sure what can be claimed or when. Thank you

Hi,

Do I Qualify For Spousal Or Divorced Spousal Benefits?

Category: 

HELP!!! Can't find anything about common law marriage. I was married around 2 yrs. in 1967 -1969 divorced because of abuse etc. We have been living together now 32 yrs. I was told by soc.sec. because I was not married 10 yrs. I could not receive his soc.sec. as long as he is alive, but I could if he was deceased. Because the 9mos. law counted from the 60s. THANKS, FOR ANY HELP!!!! IS THIS IN THE BOOK????

Hi,

If My Wife Is Entitled To An Excess Spousal Benefit, How Is It Paid?

Category: 

Dear Jerry, Thank you very much for responding to my recent "Ask Larry" question regarding my interpretation of Larry's Dec. 23, 2015 article on PBS.org entitled "Social Security’s Christmas present: Benefit cuts for millions of disabled workers". I discovered it while reading a post on this forum dated Sept. 20, 2016 entitled "Can My Wife File For Spousal Benefits Only At Full Retirement Age?". The situation described in that post (to which your reply referenced Larry's PBS article) seemed very similar to my wife's and my own, and raised considerable concern. Your Oct.

How Are Benefits Calculated When Someone Receives Both Spousal And Retirement Benefits?

Category: 

Marge applied for spousal benefits when she was 62 and her spouse was 64. At the time, she had worked only 11 years. Her spousal benefits were very low but they were greater than her retirement benefits. After starting her benefits, she worked another 8 years replacing the zero years in her PIA calculation. If her recalculated PIA exceeds one half of her spouse's PIA will she be transitioned to retirement benefits only with the subsequent increase in benefits? If so, would the spousal benefit age reduction or the retirement age reduction apply?

Can I Get Benefits On My Husband's Disability Record?

Category: 

I am 65 and started collecting my social security benefit at age 62. My husband became disabled and started collecting disability payments at age 60, 2 1/2 years ago. Am I eligible to switch from my monthly amount to spousal benefits, which would be significantly more at this time? Also, if I could have done this 2 years ago, can I collect the larger amount retroactively?

Hi,