Spousal Benefits

When Can My Husband Qualify For Spousal Benefits On My Record?

Category: 

Hi Larry- I am 52 and my husband is 60. This is the second marriage for both of us. I expect to draw a decent social security check sometime in the next 10-15 years , but my husband has never paid much into social security. We have been married 7 years. Can he collect on my record? When would he be eligible? He is divorced from his first wife and she is remarried. She is 50. We tried to open an account on the social security website and they could not even find him! He is a naturalized citizen with a social security number.

Hi,

Can My Husband Receive Spousal Benefits Before I File For My Benefits?

Category: 

My husband is 2 years older than me. He began drawing his Social Security at age 62. When he reaches age 65, can he draw Spousal Benefits from my social security (as it will be $500/month more than his) until I begin drawing Social Security (I plan to retire at age 65 and 4 months)?

Hi,

No, your husband can't receive spousal benefits until you start drawing your benefits.

Best, Jerry

When Can My Wife Start Getting Spousal Benefits?

Category: 

I am currently on SSDI and will be 62 at the end of this year, my wife will be 61 in July, when can she apply and what percentage would she receive.

Hi,

Your wife could be eligible for spousal benefits as early as age 62, or possibly even earlier if she has a child in her care who is eligible for benefits on your record (https://www.ssa.gov/planners/disability/dfamily2.html).

Can I Qualify For Spousal Benefits?

Category: 

I had to sign up for my retirement this past aug1 @ 62 yrs of age. My husband had to come out of work two yrs ago on disability. We have two eleven yr old boy`s whom we adopted. They get to draw off my husbands disability. I ask if I could not draw off my husband`s work record. They said no, because I had enough credits off my own. But it is not much and wanted to make sure I could not draw from his record. thank you

Hi,

Is It Possible For My Wife To Collect On My Record When I Retire?

Category: 

My wife started to collect her ss at 62. Is it possible for her to collect off mine when I retire at 66 (probably 70)? A friend's wife told us she was collecting off of her husband because he made more and so she got more.

Hi,

Yes, it's possible. In order for your wife to qualify for additional benefits as a spouse on your record when you start drawing, 50% of your full retirement age rate (PIA) must be higher than her own PIA.

How Much Will My Wife Receive As My Spouse?

Category: 

Larry,

I am 67 years old and filed early for SS benefits at age 64. My wife is 66 years old and wants to file a restricted spousal application and delay filing based on her own earnings until age 70. My question is will her spousal benefit equal 50 percent of my current check or what I received when I was 66 last year or what I received when I filed early at age 64? Thank you.

Hi,

Is It True That I Shouldn't Wait Past Full Retirement Age To Collect Spousal Benefits?

Category: 

Thank you in advance for answering my question. My husband has been legally blind since age 50 (2008) and started on SS disability. We had planned that I would not apply for my spousal benefit until age 70 (my personal benefit would be less than half of his) but we were told by SS that since he is already on SS disability that there is no financial benefit for me to wait beyond age 66. Is this true and if so are there any options that we could use to maximize my benefit?

Hi,