Railroad Retirement & Social Security

Can My Wife File For Railroad Spousal Benefits Without Jeopardizing Her Future Social Security Benefits?

I just turned 66 in January 2020 and applied for RR retirement (Tier 1 and 2) because is was an higher amount then my Social Security benefit would have been. I work for 10+ years for the Railroad Company and then another 30 years of employment outside of Railroad employment. When I applied for my RR retirement, they said my wife was entitled to a $1400 per month spousal benefit. She is still working and plans to retire from her job in a couple of years. She will be 66 in March 2020.

Why Can't I Collect Both Social Security And Railroad Retirement If I Qualify For Both Benefits?

I am a retired railroader and qualified for a RR retirement annuity I also have credits to qualify for SSi retirement benefits, however there's a double dipping law that would prevent me from collecting SSi benefits without a reduction in benefits from RR retirement, however I did pay into both systems which is a law but there is also a law preventing me from collecting benefits that I contributed into. Help me understand this double standard. Respectfully Mike.

Hi Mike,

Can I File For My Social Security At Age 70 And Draw That In Addition To My Tier 2 Railroad Benefit?

I have been collection my railroad pension for the last year. It is comprised of Tier 1 and Tier 2. as you all probably know. Can I at age 70 start collecting Social Security which will be higher that the current Tier 1 of the railroad pension replacing that portion of my Railroad retirement and still collect on the Tier 2 of that railroad pension giving me a combined retirement income of Social Security and just the Tier 2 portion of the Railroad Retirement?


Can I Start Drawing My Social Security At Age 62 And Wait Until FRA To Start Drawing Railroad Retirement?

I have 11+ years in RR employment. I have 20+ years of private sector employment. I am 62. My question is Can I start drawing SS now (reduced benefit) and wait until FRA and then start drawing RR retirement. My RR retirement in all cases is higher in each age bracket.


Can My Wife Receive Both Social Security And Railroad Benefits?

My wife of 8 years has always been self employed as a hair stylist and will be retiring at the end of 2019 having paid into Social Security for almost 50 years. I had 30 years service with the railroad retiring years ago after being injured on the job receiving a total disability. My wife started her Medicare at age 65 in May of 2019 and continues to work. She plans to apply for her Social Security in May of 2020 at which time she reaches her full Retirement Age of 66 being she was born in 1954.

Can I Draw From My Deceased Spouse's Social Security And Still Get My Railroad Retirement Benefits?

I am a retired railroader drawing my tier 1,tier 2 retirement benefits. My question is my wife of 25 years passe away several years ago and i never remarried, can i draw from "her" social security as a spouse survival benefit and draw my railroad retirement? She paid in Social Security all her life and it makes no sense to me that all she paid in to Social Security is for nothing.

Hi David,

I'm sorry for your loss.

How And Where Can My Wife Apply For Social Security Benefits And Keep Her RR Retirement?

I receive Railroad retirement disability pension and my wife is getting RR Retirement. She will be 66 in January 2020. She can get $2060.00 in SS. She currently receives about $1200.00 monthly from RRR as my spouse. HOW and where do you apply for the SS benefit and keep her part of RR Retirement? With SS or the RRRB? I can find answers in various websites about getting both but none on how to do it or where?
Thanks in advance,

Hi Daniel,

Do I Get Any Credit For My Earnings Under Social Security If I Just Receive Railroad Retirement?

I retired from the railroad with 41 years of service. I also worked concurrently with non railroad employers under SS. I realize I can't get two separate T1/ss pensions. My question is do I just get the higher of the two (obviously RRR) and do I get "any" credit for the SS wages and If so "where" does it show the difference that SS income made? Thx


Is It Correct That I Would Be Able To Collect Social Security Early And Sign Up For Railroad Retirement At Age 70?

I was told that I could sign up for social security before I reached 70 years old, collect that amount and then sign up for my eligible Railroad Retirement at age 70. The idea was that I could collect the maximum amount from them because they make up the difference in the total amount as if I'm 70 years old and I won't take the lesser amount that the Tier 1 would be had I signed up earlier. As such, I would be able to collect SS early and also get the maximum amount later from Railroad retirement. Is that correct?