Railroad Retirement & Social Security

What Is My Best Option With Regard To Delayed Retirement Credits If I'm Eligible For Both Social Security & Railroad Retirement?

I am 67 1/2. 140 months of railroad service in 70’s & 80’s. All other work under Social Security. Still working. My spouse worked under SS until age 55, she is 65. Based on MMSS software, she took SS at age 64, and I draw spousal under her SS. The plan was to defer my RRB to age 70, now I am told by RRB that I could take either my SS or RRB now, allow the other to accrue deferred credits until age 70, then switch. Is that correct? If so, which should I take now, then switch to other at 70? Thank you.

Hi,

Is The Money I Made As A Nurse Or That I Have In The Texas Teacher's Retirement System Thrown Away?

HI. my husband worked for the railroad he is retired now. I have 1 1/2 years till I can retire at 65 . At 62 the social security told me I could retire then with 900 ish maybe a little more I decide not to because I can get my husbands , I can get half of what he makes. which by the time I retire will be around 1300-1400 a month. I also have Texas teachers retirement thing. which I have around 14000 is all in the program.so is the money I made as a nurse or the money I have in Texas state teachers retirement is this thrown away.

Hi,

Will I Need To File An Application With Railroad Or Social Security?

I currently work as County Administrator for a local government. I will turn 66 April 4, 2018. I am paying in to social security and the Virginia Retirement System. My husband worked for csx railroad for close to 30 years. He retired on disability in 2009. Presently i am receiving about $300.00 a month RR Retirement benefits. My question is: I plan to continue to work for several more years, providing my health allow. When I turn 66 in April, will I qualify to also receive social security or the full percentage of my husband RR retirement if i am still working.

Will My Brother Get Any Survivor Benefits If My Father Passes?

My father is retired from the railroad.
My brother is disabled.
I was wondering will my brother get any survivor benefits if my father passes.
Thank you

Hi,

My expertise is limited to Social Security benefits, not Railroad Retirement. You'll probably need to check with the Railroad Retirement Board (RRB) to find out if your brother could qualify for Railroad benefits.

Can I Begin Taking Social Security Benefits And Still Accrue DRCs On My Railroad Retirement?

I am 66 (9/1951) wife is 64 (9/1953). Worked for Rail Road and have both RRB and social security benefits as well.

Will I be able to begin taking my social security benefit/wife begin spousal benefit and allow RRB to accrue delayed credits until age 70? Will RRB continue to accrue DRC if one begins taking social security?

Will I be able to claim restricted under wife's benefit and then allow RRB to earn DRC?

Please confirm. Thanks for your time.

Hi,

Can My Wife Start Drawing Her Social Security At Age 62 And Still Get A Full Railroad Spousal Benefit Later?

I am 64 and am currently on RRB occupational disability. My wife just turned 62 on (/3/2017). I have been led to believe that she could file for reduced SS benefits at 62 on her own earnings, which were meager and will only net her a monthly premium of $628. Then when she turns 66 and 2 months, she can file for her RRB Spousal benefit which at this date figuring roughly half my current RRB premium is around $1350.

Can I Now Draw Social Security?

I retired from the railroad 21 years ago on a disability. Since then I have worked enough to qualify for social security. Can I now draw social security on what I have earned the last 21 years.

Hi,

Yes you can, assuming that you are at least age 62. However, if and when you file for Social Security (SS) benefits the Railroad Board (RRB) will only pay you the higher of your Social Security benefit rate or your Tier 1 Railroad Retirement (RR) rate, in addition to any Tier 2 RR benefits to which you are entitled.

Am I Allowed To Collect Both RRA And SSA Benefits?

At my full retirement age of 66, I applied for RRA benefits and was awarded $2170 mo. In 2017, at age 70 I contacted RRB and was told to apply for SSA benefits and was was awarded $2883 mo. I was working for the railroad in 1965 and got my draft notice in Sept or Oct. I resigned from the Santa Fe to wait for my enlistment date. I served for 3 years and about 5 mos and was discharged on May 19, 1969 on a Friday and went to work for the Southern Pacific the following Monday. I enrolled into college and when my GI bill kicked in, I resigned from the SP.