Hi Larry:
My wife and I are both 60. My benefit at FRA will be more than twice hers. We are considering having me wait until 70 to claim, and having her claim somewhat earlier; the problem is figuring out when.
My husband passed away on November 12 2014; subsequently I am now working at a public school to support me and my children. My question is when I file for survivors benefits at 60 how will the GPO effect me? I only make 12,000 a year and they take out for the teachers retirement fund but I live in Louisiana so they do not have agreement with social security. I will be working for the school system for 12 years by the time I file .
Thank you for your response to this critical question
Hi,
I'm sorry for your loss.
I worked for the Mass Trial Court and receive a pension and minimal SS due to WEP. My husband worked in private sector and has a pension from the company and private investments. If he passes first am I entitled to collect his SS benefits? Or does the WEP nullify that?
Hi,
My husband is applying for SSDI, and recently took disability retirement as a NYC public schook teacher. For his pension, he was encouraged to count all former service time so recently applied for some of ancient hours in the city system. The hours total maybe 4 months of a career of over 20 years. But we learned from SS that because no security tax was taken on those hours, his SSDI payment could be reduced. How can I find out how much the offset would be, so we can evaluate if he should pursue getting those hours applied to the pension (not yet processed) or forgo them?
I am currently 66 and started collecting my deceased ex-spouses social security benefit at full retirement age (December 2017). He has been deceased for 9 years and we were married 30 years. It is $1,656.00 per month. I also worked for over 20 years and paid into social security, but mine was only going to be $786.00 per month. I have worked for a school district for almost 25 years and have not paid into social security but into PERA. My question is: Will my PERA retirement reduce the spousal benefits to nothing? Is there anything else that factors into this?
Thank you Larry for answering my question. I'm not sure why I would fall under the WEP if I paid into the national health system to qualify for a pension in the UK and Canada Pension Plan). I've paid what I needed to in order to get a pension and also social security in the USA. I'm sorry if my question was misleading, I saw an answer on your website mentioning something about working for the government, and may have given the impression I didn't pay the required amounts from my wages. In all cases, I have always had drawn from my wages the required amounts.
Hi Larry,
Hi Larry, I am currently collecting Social Security Disability. I worked for the Census Bureau for about 20 years. My husband has worked for the Postal Service for 45 years and will be retiring soon. He is a CSRS employee. Will my Social Security be affected by his pension income? Thank you for your help.
Hi,
I am an American citizen, I moved to Canada when I left the US Air Force. I retired at 67 and applied for my Social Security benefits. I also qualified and paid into Canada's Old Age Pension and receive a pension. The US steals half the pension in a clawback that I and my employers paid into to qualify. Is there any way to regain a full pension from America?
Hi,
My husband died in 2011. He was born in the UK. He worked there from age 15 to age 29 when he emigrated t the USA. He worked in the USA where he became an American citizen from age 29 to age 65. When he received his social security pension they deducted his small social security pension from the UK. Which he did pay taxes in the U.S. on. Recently I was told this should not have happened. Your opinion
Hi,