Non-Covered Pension - WEP / GPO

Will My SS Be Reduced If I Receive Any Of My Husband's Pension?

I receive ss from the public sector. My husband worked both public and private sectors. He receives reduced ss and a fireman's pension. I will receive 40% of his pension. Will my ss be reduced if I receive any of his pension?

Hi,

No. Receipt of a spousal or survivor benefit from a pension program that's based on your spouse's work and earnings would have no effect on your Social Security benefits.

Best, Jerry

Will My Social Security Benefit Be Reduced If I Receive A FERS Pension?

I paid into SS and have my 40 quarters and also paid into FERS and am fully vested. Is my SS reduced because of double dipping?

Hi,

No. Your Social Security benefits wouldn't be reduced due to receipt of a FERS (Federal Employee Retirement System) pension, because earnings covered under FERS are also subject to Social Security taxes. Social Security benefits are only subject to reduction under the Windfall Elimination Provision (WEP) if a person receives a pension based on their work that was exempt from Social Security taxes.

Best, Jerry

If I Start Drawing My Canadian Pension 5 Years Prior To Drawing My U.S. Social Security, Will The WEP Reduction Be Back Dated?

My question is regarding the scenario if I apply for my Canada pension when I am eligible at age 65 but wait to apply until 70 to apply for my US social security. My CPP is for a very small amount - annual approx. $1,600 I do not have enough substantial income to eliminate WEP on SS. Will the WEP for social security at 70 be calculated based on when I start receiving both pensions at the same time at age 70 or will it back date somehow to factor in the CPP benefits I received from ages 65 to 70?

Hi,

Will My Benefits Be Increased When I Qualify For Spousal Benefits In The Future?

I am 59 years old, and I plan to retire from teaching when I am 65 years old. I will be subject to the WEP for my social security benefits for the non-teaching wages earned. If I claim SS benefits at any time from from now until to my full retirement age, will those benefits be increased (applying spousal benefits additions) when my wife reaches her full retirement age (she is 8 years younger than I am, and 1/2 of her SS benefits at that time will be larger than my benefits with the WEP applied.

Thank you.

Hi,

Why Is My Civil Service Pension Being Reduced?

Hi- I retired from the Federal Gov't in August 2017 at the age of 63 under CSRS Offset. OPM is taking almost $300 out of my annuity that they claim Social Security directed them to deduct due to the Offset. I had 15 years with the gov't and about 15 years working as a 1099 contractor. Nine of the 15 years was after I returned to the government as CSRS Offset status, paying into SS. So there were only 6 years of me not paying SS. I was also told that I will be further penalized when I do start collecting social security.

What Do We Do?

My wife is receiving a teacher pension and worked her last day with a district which paid SS in 2004. We are over 67 and applied for benefits in Feb. Can she be eligible for spousal benefits from my work record as well as receive her TRS pension. SSA says the GPO does not apply to her, but WEP reduces the benefit from her SS work record so she will receive a small SS benefit. We want her spousal benefits, not her personal work record benefits. What do we do? Thank you!!

Hi,

Will The Annuity I Receive Be An Exception To WEP?

I worked for a United Nations Organization outside the USA for a few years. I was neither subject to SSA withholding nor subject to that country's social security withholding but I will receive an annuity based on contribution I made to a plan similar to a 401K plan. Will that be an exception to the Windfall Elimination Provision?
I have read the topic carefully but can't wrap my head around it...Thank you in advance and regards,
Leila

Hi Leila,