I worked in England for 18 years between the years 76 through 93. I have lived in the States as a permanent resident since and when I finally retire I will have thirty years of substantial earnings. Will my British pension effect my US social security.
Hi,
Hi Larry,
Question: I am contributing to PERS and am FRA and have paid into SS for over 40 quarters. If I continue working and don't start collecting from PERS, can I get my full SS benefit with no reduction till I start collecting my PERS?
Hi,
Hello;
How about a little out of ordinary few Questions :)
My question is about the exceptions listed included in the Windfall Elimination Provision information sheet found on the SocialSecurity.gov website.
it states "The Windfall Elimination Provision doesn't apply if:
"You're an employee of a non-profit organization who was first hired after December 31, 1983"
Hi Larry. I retired from the USPS I understand there is a windfall but my question is Is there a maximum or is it a straight 50% for under 20 years work under social security by the way if I wait to 70 I will have 22 years with substantial contributions will that put me at 40% thank you
Hi,
I am planning to take divorced widow's benefits at age 60 and then my own retirement benefit at age 70.
At age 65, I also have a miniscule pension from the school system I worked for briefly (paid into PERA and not into Social Security). I understand my own retirement benefit which I plan to take at 70 will be WEPed but by no more than 50% of my pension amount. I have less than 20 years of substantial earnings.
My deceased ex-spouse never worked for any employer that did not withhold social security tax. He had 28 years of substantial earnings.
Questions:
Hi Larry,
My wife is receiving social security reduced by Windfall Elimination provision (WEP) because she taught for 20 years in a state that had its own retirement system for employees. In looking at future scenarios, it appears she would be subject to Government Offset Provision on widow's benefits based on my social security. Is that correct? If so, doesn't that seem a bit unfair to penalize benefits based on my earnings record?
Hi,
Hi Larry. I was a teacher in California for 15 years and currently self employed, age 62. I have been collecting STRS, the teacher’s retirement since age 55. My husband, age 75, passed way 6 months ago. Does the SS WEP rule affect widow’s benefits? I plan to work at least to age 67, 70 if I remain in good health but not sure when to claim the widow’s benefits. It’s all very confusing. I have tried your software but unable to input the STRS numbers. Any advise would be much appreciated. Thank you.
Hi,
I'm sorry for your loss.
Hi Larry, I am 67 and a UK national, and have resided and worked in the US since 2000 as a legal resident. I have paid social security taxes all that time. I have retired in 2019 and plan to claim social security this year.
I also have a UK government state pension (social security equivalent) as well as an annuity pension from a UK employer prior to 2000. I contributed to both through UK taxes and employer salary deductions.
Are both assessed when calculating any windfall elimination provisions.
Thank you
Hi,