Ask Larry

Non-Covered Pension - WEP / GPO

Is It Correct That I Wouldn't Have A WEP Deduction If My Pension Ends Before My Social Security Payments Start?

I have been contributing to both Social Security and a non-covered pension (Calstrs). The non-covered pension is in a cash balance plan that allows me to take the benefit as a 3 to 10 year term annuity.

I was told by my local Social Security office that if I wait to start collecting Social Security until after the annuity from Calstrs ends, I won't have a WEP deduction on my social security benefit. Is this correct?

Friday, October 15, 2021 - 16:48

Can Social Security Reduce My Spousal Payment?

My husband and I both have state pensions for the Uk. I have never worked in the USA. My husband has just retired and in process of negotiating claiming social security. He worked til he was 70 with about 11 years contributions. We understand he will lose $498 through WEP. Can social. Security take more reductions from my spousal payment? Thank. You

Wednesday, September 22, 2021 - 18:14

Will I Be Able To Collect From My Ex-Wife's Record Or Will That Be Subject To The Windfall Elimination Provision?

Hi Larry, I work for a state agency and will receive a state pension when I retire, Im divorced from my ex wife Who I was married to for 12 years, I also have accrued enough social security credits (48) on my own while working in the private sector before my state job, my question is will I be able to collect on my ex wife's S/S record and will that also be subject to the Windfall Elimination Provision because of the pension I will receive and if so how much will I lose from it. Thank you so much

Thursday, September 16, 2021 - 11:49

Does It Sound Like I'm Safe From A WEP Reduction?

Hello. My understanding of the Windfall Elimination Provision is that it causes a person's Social Security retirement benefit rate to be calculated using a less generous calculation method if the person is also receiving a pension based on their earnings that were exempt from Social Security taxes. I am receiving a small pension from about 10 years' work at a municipal agency. While I was there they withheld OASDI from each paycheck, which I understood to be for Social Security, and all my earnings from that job show up in my Social Security earnings record.

Friday, September 10, 2021 - 09:47

Why Did My SS Benefit Go Down?

I've worked and lived in tge states 10 years before collectors SSDI, recently I became 65 and then applied for Spousal w my American husband. Then I received a letter that was I received pensions. I wasn't but applied to CPP. I'm now getting 72.oo a month from CPP but they r docking me much more. Calling it a non covered pension. My SS has dropped over 100.00 a month? Why?

Thursday, September 9, 2021 - 16:00

Doesn't The Governmental Pension Offset Only Apply To U.S. Federal, State Or Local Government Workers?

My wife are both British having lived in the US since 1989. We are both US Citizens now. I am 67 years old and my wife is 66 years 2 months. I receive a US Social security pension and a UK state pension. The US SS benefits are reduced due to WEP which I get. My wife has never worked in the US and has applied for Spousal benefits in the US. She also receives a UK State Pension. She received a letter from the Social Security Administration detailing her entitlement.

Wednesday, September 1, 2021 - 18:27

Why Won't Social Security Pay Me My Deceased Husband's Benefits?

Retired with funds coming from Orange County. Was working in hospital that was OC facility until UC Irvine took over. My husband died 2017. I’m being refused his Sociial Security because I’m receiving government pension. It’s Orange County pension. I lacked 2 yrs and did not complete Social Security pay in. I feel I should be payed my husbands benefits. He worked at Boeing. Retired with 39 years in aeronautics.

Wednesday, September 1, 2021 - 08:52
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