Ask Larry

Non-Covered Pension - WEP / GPO

Is It True That My Social Security Amount Will Be Reduced If I Receive PERS Retirement?

Larry. I am a retired NV teacher in the (marvelous) PERS retirement system. I worked enough summer jobs and NV National Guard to qualify for about $900 when I turn 66.2 years old. The rumor mill out here claims that I’ll only get about $300 monthly from Social Security because I’m receiving PERS money. Please, tell me the rumor mill is wrong !!!!!


Monday, August 17, 2020 - 09:21

Will My Retirement Benefits From Brazil Reduce My Benefits In The USA Or Make Me Ineligible?

I have worked in Brazil and US. I am receiving retirement benefits from Brazil and now have filed in the US. They requested that I file for SSA795 and also send documents proving amounts received in Brazil.
Will this reduce my benefits in the USA or cause it to be denied?


Wednesday, August 12, 2020 - 10:05

Can My Social Security Pension Be Reduced If I Receive Pensions From Work That I Did Before Coming To The U.S.?

I came to the US 25 years ago after marrying an American woman.
I receive pensions from employment before I was either a Green Card holder or a US citizen. Can my Social security pension be reduced because of this?


Saturday, August 8, 2020 - 17:30

Do I Have To Choose Which Pension To Receive, Or Is There A Deduction?

Harry. I am a physician with dual citizenship ( American /Lebanese). I have worked 5 years in the state and 15 years in Lebanon and I am always paying social security even while working overseas. When I retire, I get a retirement from both countries as I pay both. Do I have to chose which one to get paid from or is there a deduction?
Mary Ann

Hi Mary Ann,

Saturday, August 8, 2020 - 11:34

Should I Appeal The Calculation Of My Benefit Rate?

I worked from 1971 until 1998 in the private sector and healthcare, with my qualifying quarters satisfied. At 41 years of age, I became a police officer for a southern US city that did not withdraw FICA. I did work at several second jobs through 2012 that DID deduct FICA. In 2017 , I was injured in the line of duty and was retired with a pension.
In 2018, I started SS benefits, but penalized under the WEP.

Tuesday, August 4, 2020 - 09:40

Is It Correct That WEP Wouldn't Apply To Spousal Benefits?

This month I'm the full retirement age of 66, and I'm currently receiving a government pension, but I haven't retired through SS. My husband retired at 65 years of age, 7 years ago. His monthly SS benefits is $2,612 and according to my SS statement, my monthly amount at the age of 66 would be $997 before WEP. Since I was born after January 2, 1954, it is my understanding that I can't apply under my husbands record, and suspend filing on my record until I'm 70 years of age. But, I read your response someone else today that said something to the contrary.

Monday, August 3, 2020 - 10:52

Will WEP Be Repealed?

I have SSI quarters and a teacher retirement plan.
Will WEP act be repealed.
Gratefully, Kathy

Hi Kathy,

The Windfall Elimination Provision (WEP) was added to the Social Security law by Congress in the 1980s, and various bills have been floated in Congress in virtually every Congressional session since that time. None of those bills has even come close to being passed by Congress, so I would be very surprised if the WEP provision is ever changed in any substantial manner.

Best, Jerry

Saturday, August 1, 2020 - 14:02
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