Ask Larry


Will Social Security Adjust My Earnings Record To Include Earnings I Had Using A Different Social Security Number?

Am already retired since year 2007 and I forgot to include few more years worked with different social security number. I called SSA they took the information and told me they will make adjustments in 30 days. Question: Those adjustment could be for the the years not included and with the other number. I have that number myself and it was real name and real Documents..Dou you thing that SSA may do adjustments for those years I wasn't paid for those additional years worked? Thanks a lot for your help and answers Larry

Monday, May 3, 2021 - 17:44

When Are We Going To Get Our Raise On Social Security?

When are we going to get our raise on Social security,?Will we get any back pay?

Hi. I don't know what kind of raise you're referring to. The only type of across the board increases in benefits that Social Security makes are cost of living (COLA) increases, which occur in January of most years. There's normally no back pay involved in those COLAs. If you've heard some rumor about Social Security raising benefit rates across the board because of COVID, there's no truth to those rumors.

Best, Jerry

Wednesday, April 28, 2021 - 12:26

Is It True That I Need To Stop Contributing To My HSA Account Six Months Prior To When I Retire?

I am turning 65 in September and plan to retire on December 31. I contribute to an HSA account and have been told I need to stop 6 months before the end of the year if i want to retire. Is this true? I am trying to put as much as allowed into my HSA to use in retirement.

Monday, April 26, 2021 - 12:39

Why Doesn't My Social Security Statement Come Up?

My wife just turned 65 (yesterday) and has applied for social security and I also applied for spousal benefits off of her. I just logged into my account and see that "Your Social Security Statement" does not come up. I am planning to let my benefits ride until I turn 70. So why cant I see the total month to month any more. The last one that I had printed was from Feb of this year. I searched all over the SS website for that total and cant seem to find it. Can you help me?



Monday, April 12, 2021 - 18:18

Is It Normal Operating Procedure For Social Security Agents To Try To Get You To Start Your Benefits Sooner?

I am a male born in 1955 and am currently applying for my SS retirement benefit. A few weeks after making my application online I received an email from the SSA saying I needed to talk to an intake agent before my application could be further processed. When I contacted the agent the reason was that they wanted me to take my benefit 4 months earlier than I requested. The agent actually implied that I was stupid for not doing this and "was leaving money on the table". WHY would they do this and is this the SSA's normal operating procedure?

Sunday, April 11, 2021 - 10:47
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