I am 70 and started drawing SS ay FRA. My wife is age 62. When may she start drawing SS? May she draw before FRA?

I am almost 68, collecting social security and self-employed. I was recently told that at age 70, the income I personally earn would be limited. Is that correct?

Hi. No, at least as far as Social Security is concerned. Once you reach full retirement age (FRA), none of your Social Security benefits would be withheld regardless of how much you earn.

Best, Jerry

Are all of the Social Security Statements available on My Social Security incorrect? The SSA revised the statement that can be downloaded from the My Social Security website about 1 year ago. It now shows the amount of future benefit amounts at FRA, 67, 68, 69, and 70. It is correct at FRA and 70, but it is understated at 67, 68, and 69 by a significant amount.

I am 69 years old and drawing social security. My husband died Feb. 2022 and I am now drawing widow's benefits to match what he was drawing. If I take a custodian job at my church that pays $1300 a month, will I lose the extra social security I started receiving and go back to my original amount?

Hi. I'm sorry for your loss. The answer to your question is no. Since you are over full retirement age (FRA), you won't lose any of your Social Security benefits if you start working regardless of how much you earn.

Best, Jerry

My husband currently collects ss since age 64 but he is still working full time would I be able to collect more then then his current monthly benefit he will be 73 years old

I retired at 65 and began taking SS benefits at 66 (FRA for me since I was born in 1951). My wife was born in 1952 and did not have enough quarters to qualify for her own SS benefit. Accordingly, we decided to file for spousal benefits for her at age 65. The various spreadsheets I ran suggested this produced the highest lifetime benefits for us. Since my wife began taking spousal benefits, she has been working on her doctorate which involves teaching and thus W2s and paying FICA. She may soon have enough quarters to qualify for her own benefit (she is now 70).

Hello Larry
I worked in the US under an H1B visa fromn1995 to 1999. I only have 24 credits, short of the minimum required, namely 40 credits.
I have been back home since late 1999. My home country is not a participant of a TOTALIZATION agreement with the US.
Couldn't I make a lump sum payment to the US Social Security department for the 16 credits I need to meet the minimum required ??
Thank you.
George

Hello Larry,
I am a 65 year old dual USA/Spain citizen and I want to retire. I am divorced after 14 years of being married to an American. My ex-husband is 62; he served 23 years in the US Air Force and now working for the State of Florida.

I’m on SSDAnd I turn 75 in a few months. Do I need to apply for as SS benefits or do I stay on SSD? Thank you for your time.

Hi. If you're nearing age 75, then you aren't receiving Social Security disability (SSDI) benefits. SSDI benefits can only be paid for months prior to when a person reaches their full retirement age (FRA).

I have a dual citizenship. Lived in Germany for 4 years. Worked and paid into the German Rentenverschierung for 3 to 3 1/2 years. Returned to the States. Lived and worked here ever since then. Do i qualify for a refund or no because of my dual citizenship. If no, should i try the totalization for the German pension since i had paid in enough to the American pension at age 38, only wasnt of age to retire. How do i find out if it would be worth it scince itll be subject to the windfall. Im retired an going to be 69.