Ask Larry


How Do I Find Out Who I'm Speaking With At Social Security?

I ask a social security employee her name she said she could not give it out so i ask if she had an id number she said she did not i ask to speak with her supervisor she said she would connect me with them and then just hung up and the same person has done this twice now how do i find out who i am speaking with at the social security office i know it was social security offic because i called them they did not call me. an answer would be very appriciated thank you

Wednesday, July 21, 2021 - 18:28

Did I Provide Some Incorrect Information When Using Your Software?

Just purchased your software. One question - I see on my report with both my wife and I doing the mazimized strategy is is showing I get RETIREMENT BENEFITS and my wife gets BOTH RETIREMENT *and* SPOUSAL BENEFITS. I didn't think that someone can receive both?? Is this true, or did I provide some wrong information somewhere along the line?? Thank you!

Monday, July 19, 2021 - 18:40

Can I Switch From SSDI And DWB benefits To RIB And WIB Benefits?

Hi, I collect SSDI and DWB concurrently. Can I switch to RIB and WIB and collect both concurrently? Thanks

Hi. If you're between age 62 and full retirement age (FRA), you could switch to drawing Social Security retirement (RIB) benefits instead of Social Security disability (SSDI), but then your benefit rate would be reduced for age. SSDI benefits aren't reduced for age, and are calculated at 100% of your primary insurance amount (PIA). If you start drawing RIB prior to FRA, you'd be paid less than your PIA.

Sunday, July 18, 2021 - 17:17

Am I Correct That My Mother Isn't Getting Her Correct Amount?

I read that in 1983 President Reagan changed the method of computing survivir benefits, but my mother, born in 1928 would be grandfathered. My late father received just over $400 and my mom gets about $700. She gets only $7 from my fathers account, so I do not think they grandfathered her. Everyone at SS doesn't know anything about what Reagan did. Am I correct that she is not getting her correct amount?

Friday, July 16, 2021 - 14:35

Shouldn't I Be Getting My Own Social Security Now?

I was born in Switzerland in 54, worked there 5 years and immigrated to the US. Got married in 81, disabled from MVA in 2009. Didn’t know about disability insurance till 2012, went to the Social Security office. They said my husband was 62 years old, could get early SS and I could get SSI. They didn’t explain anything about quarters from work earned. They paid me $330/mos, I was most of the time unable to walk and my husband cared for me 24/7. Shouldn’t I be getting my own Social Security by now?

Saturday, July 10, 2021 - 12:21
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