Love the tool. Super helpful!

There's a big bump coming in SS payments coming in 2022. Have those been already included in your software or should I enter the 5.9% bump myself?

Thanks!

Hi. Yse, our software has been updated to include the 5.9% Social Security cost of living (COLA) increase. You do not need to add the COLA yourself.

Best, Jerry

My child has been approved for dac due to intellectual disabilities My mother's benefit for a child in care were reinstated. They stopped last yr because she turned 16. We were receiving survivor benefits. Next year, I may earn more than the income limit for my benefit. Do I get it back later like retirement beneficiaries? Will your software allow me to calculate the additional income and how much it would reduce my benefit.? Is there an earned amount that would reduce my benefit to 0?

If I buy your software how can I get assistance if I need it.

Hi. Once you've subscribed to the software, when you log into your account a "Help" pop up will appear in the lower right-hand corner of your screen. You can use that help pop up to contact our experts if you need help or have any questions.

Best, Jerry

Both my husband and I have paid into social security (over 40 quarters) and both of us will have retirement pensions from either City or State employment. Does this program have options to include that information, along with our SS info? Will it maximize the options for either/both/combo for a couple?

Does your software offer any benefits to someone who has been retired for 4 years, is 63 y.o., and has been in Social Security for 2 years?

My husband died in 2010 when he was 46 and I 47, Since then I have continuously claimed a widow's benefit, as I have sole care of our developmentally disabled child (now age 27), I have worked part time during most years, but now have an opportunity to pursue a full-time job. I doubt I can achieve an earnings record anywhere near my late husband's. Will your software be able to show me the impact of future wages on my own record, as well as whether I can/should suspend collecting my widow's benefit?

Do I have to know what my benefit would have been at 65 to use your program? How do I get this figure?
I started taking SS at 70 and need to know this to find out when my wife, age 64, needs to start hers. Her DOB: 4/14/1956. Thanks. Happy to buy the software, but SS won't answer my question online....

Hi,

My wife is two years older and hasn’t worked in past 25 years. Does the software handle the scenario of her taking benefits at 62 and then me also at 62 but two years later? Thanks, Tim

Hi Tim,

Yes, our software (https://maximizemysocialsecurity.com/purchase) can handle the scenario you describe. The software could also fully analyze all of the other filing options available to you and your wife so that you can decide which filing strategy you believe is best for your individual needs.

Can you comment on when MMSC will be able to reflect this quirk is SS?
https://www.latimes.com/business/story/2020-06-24/coronavirus-social-sec...

Hi,

Hi Larry,
I have been unable to find a retirement calculator that reflects my desire to stop working at age 65 (stop receiving income) but delay filing until age 70. The SSA calculator assumes you will work up until the time you file for benefits which is not my desire. Does your Maximize My Social Security site provide calculators such as that, or could you recommend a planning resource that does? I would like to be able to take my earnings history from the SSA site and plug in future projected earnings to play with different retirement scenarios.