Maximize My Social Security Software

Can You Help Me?

I tried to by your product but my country of residence was not listed. I have a specific question regarding WEP windfall and the affect it will have on my benefits and my German spouses. I will have 35 years combined payment into the Germand and US system. 21 years US and 14 years Germany. I really need your help and am willing to pay. Can you help me?


Does The Software Consider Disabled Child's Benefits When Evaluating Filing Options For The Parents? suggests "running the maximization software available on this website in order to explore all of your potential filing options." Does your software include/consider DAC SSDI benefits for a disabled adult child when evaluating filing options for the parents?

Do You Still Offer A Personal Advisory Service?

You used to have a personal advisory service where you would analyze and advise on individual situations. I think the cost was either $150 or $250. Does that still exist, and can I sign up if so?


Yes, we offer an 'Expert Review' option that includes a 1 hour phone consultation. For more information on that service, click on the purchase link at the top of this page.

Best, Jerry

Does Your Software Account For My Other Income Streams?

I have a decent nest egg and have an annuity with a guaranteed income rider that should pay me $1,000 per month in a few years (I'm 62). My wife is 61 and receives Native American Benefits. I had been thinking of claiming SS early because of the "break even". However, after reading the book I am re-thinking. My question-does the software account for the misc. income streams I've described and will it help indicate if the Native American benefits (some of which are non-taxable) would "fail" an earnings test.


Does Your Calculator Include SSDI For Disabled Child Calculations?

Does the calculator include SSDI for disabled child calculations? Will they be based on the higher earning parent only or will the benefit change once both parents retire?


Yes, our calculator can compute both Social Security disability benefits (SSDI) and disabled adult child's (DAC) benefits, as well as the combined benefit rate if a person qualifies for both types of benefits (i.e. dual entitlement). A person who is dually entitled can only draw the higher of the 2 benefit rates, though, not both.

Does Your Software Allow The User To Consider The Impact On IRA Withdrawals?

I'm thinking of purchasing your software. Does the software allow the user to consider the impact on IRA withdrawal? More specifically, taking social security benefits (possibly earlier than FRA) allows one to withdraw LESS from their tax deferred IRA account. This (the IRA) being a primary source of income in retirement could allow more money to stay in the market. Does your software allow you to run scenarios with IRA withdrawals in mind? A retiree certainly wants to maximize their social security benefit but also minimize the impact of their IRA.

Does Your ESPlanner Software Cover All Of The Things Your Maximize My Social Security Software Covers?

Does your esplanner software cover all the things that your Maximize my Social Security software covers, or are we better off buying both?


The ESPlanner does not optimize Social Security, but MaxiFi does. The video on the homepage of this site is a nice introduction to our software options, and you can use the 'contact us' link at the bottom of the homepage if you have further questions about the software.

Best, Jerry

Does Your Software Take Into Accout The Ability To File A Restricted Application?

Does your software you sell take into account the ability to file a restricted application? I was born March 26, 1953 and my wife was born August 12, 1954. Neither of us has applied for social security as yet. My social security payout at 66 is $2706/mo and my wife’s is $1530/mo.