Both my husband and I have paid into social security (over 40 quarters) and both of us will have retirement pensions from either City or State employment. Does this program have options to include that information, along with our SS info? Will it maximize the options for either/both/combo for a couple?

Hi. Yes, and yes. Our software (https://maximizemysocialsecurity.com/purchase) is programmed to handle computations involving both the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO) provision. The software will also analyze all of the benefit options available for you and your spouse so that you can determine the best filing strategy for maximizing your benefits.

Best, Jerry