Maximize My Social Security Software

I'm thinking of purchasing your software. Does the software allow the user to consider the impact on IRA withdrawal? More specifically, taking social security benefits (possibly earlier than FRA) allows one to withdraw LESS from their tax deferred IRA account. This (the IRA) being a primary source of income in retirement could allow more money to stay in the market. Does your software allow you to run scenarios with IRA withdrawals in mind? A retiree certainly wants to maximize their social security benefit but also minimize the impact of their IRA.

Does your esplanner software cover all the things that your Maximize my Social Security software covers, or are we better off buying both?

Hi,

The ESPlanner does not optimize Social Security, but MaxiFi does. The video on the homepage of this site is a nice introduction to our software options, and you can use the 'contact us' link at the bottom of the homepage if you have further questions about the software.

Best, Jerry

Does your software you sell take into account the ability to file a restricted application? I was born March 26, 1953 and my wife was born August 12, 1954. Neither of us has applied for social security as yet. My social security payout at 66 is $2706/mo and my wife’s is $1530/mo.

Hi,

I purchased your program back in 2014, but did not renew. I will turn 69 this year. I filed and suspended for benefits. My wife will turn 69 this year. Since 2015 she has been drawing benefits based on me having filed and suspended. I plan to continue suspending benefits until next year. I am planning to repurchase your program to have the benefit of a 1 hour consultation. I would like assurance that there is still some benefit in purchasing an up to date analysis from your company. Thanks, Walter

Hi Walter,

I am considering purchasing your software. However in the promo material you list one of your strategies as File and Suspend which is no longer available (born 1952 and 1953). Rather we are considering Restricted application. Is your software up to date on this matter ?

Hi,

Yes, all of our software is fully updated to incorporate the most recent changes to Social Security law. And, our software should be particularly helpful to you if you and your wife have the option to file a restricted application for spousal benefits only.

How do I go about using your maximization software ?

Hi,

You should start by clicking on the 'Purchase' link at the top of this page. Once you complete your purchase, using the software is self-explanatory and walks you through the steps required to get your results. If you have any questions or problems while using the software, you can submit an online contact form via the help menu and one of our experts will be happy to assist you.

Best, Jerry

I would like to set up an interview about maximizing social security. Can you recommend someone near me?

Hi,

We don't offer in-person services, but our expert review service includes a 1 hour telephone consultation. For more information, please refer to the purchase page. Otherwise, you could try visiting your nearest Social Security office: https://secure.ssa.gov/ICON/main.jsp.

Best, Jerry

I notice that your software is available for a $40 annual license fee. Is this an automatic renewal? If I pay for the annual license this year to start my retirement planning (I am currently 53) do I need to continue to pay the $40 every year until I start drawing Social Security?

Hi,

No, annual subscriptions to our software are not renewed automatically.

Best, Jerry

I am trying to figure out when/how to take mine and my husbands social security. I am wondering if this software is up to date for 2018 as I keep seeing the dates of 2015

Hi,

I am 2.5 years younger than my wife. She is a retired (3 years) Texas teacher receiving a Teacher's pension. Her social security benefits were reduced because she has a teacher's pension from the Texas Retirement System. I turn 65 in Feb 2018 and have filed for SSN benefits starting in March 2018. I will earn $22,000 in Jan-Feb-March. Does your calculator handle this type of scenario? I need help maximizing our retirement income.

Hi,