I am 2.5 years younger than my wife. She is a retired (3 years) Texas teacher receiving a Teacher's pension. Her social security benefits were reduced because she has a teacher's pension from the Texas Retirement System. I turn 65 in Feb 2018 and have filed for SSN benefits starting in March 2018. I will earn $22,000 in Jan-Feb-March. Does your calculator handle this type of scenario? I need help maximizing our retirement income.