Maximize My Social Security Software

Do You Still Offer A Personal Advisory Service?

You used to have a personal advisory service where you would analyze and advise on individual situations. I think the cost was either $150 or $250. Does that still exist, and can I sign up if so?


Yes, we offer an 'Expert Review' option that includes a 1 hour phone consultation. For more information on that service, click on the purchase link at the top of this page.

Best, Jerry

Does Your Software Account For My Other Income Streams?

I have a decent nest egg and have an annuity with a guaranteed income rider that should pay me $1,000 per month in a few years (I'm 62). My wife is 61 and receives Native American Benefits. I had been thinking of claiming SS early because of the "break even". However, after reading the book I am re-thinking. My question-does the software account for the misc. income streams I've described and will it help indicate if the Native American benefits (some of which are non-taxable) would "fail" an earnings test.


Does Your Calculator Include SSDI For Disabled Child Calculations?

Does the calculator include SSDI for disabled child calculations? Will they be based on the higher earning parent only or will the benefit change once both parents retire?


Yes, our calculator can compute both Social Security disability benefits (SSDI) and disabled adult child's (DAC) benefits, as well as the combined benefit rate if a person qualifies for both types of benefits (i.e. dual entitlement). A person who is dually entitled can only draw the higher of the 2 benefit rates, though, not both.

Does Your Software Allow The User To Consider The Impact On IRA Withdrawals?

I'm thinking of purchasing your software. Does the software allow the user to consider the impact on IRA withdrawal? More specifically, taking social security benefits (possibly earlier than FRA) allows one to withdraw LESS from their tax deferred IRA account. This (the IRA) being a primary source of income in retirement could allow more money to stay in the market. Does your software allow you to run scenarios with IRA withdrawals in mind? A retiree certainly wants to maximize their social security benefit but also minimize the impact of their IRA.

Does Your ESPlanner Software Cover All Of The Things Your Maximize My Social Security Software Covers?

Does your esplanner software cover all the things that your Maximize my Social Security software covers, or are we better off buying both?


The ESPlanner does not optimize Social Security, but MaxiFi does. The video on the homepage of this site is a nice introduction to our software options, and you can use the 'contact us' link at the bottom of the homepage if you have further questions about the software.

Best, Jerry

Does Your Software Take Into Accout The Ability To File A Restricted Application?

Does your software you sell take into account the ability to file a restricted application? I was born March 26, 1953 and my wife was born August 12, 1954. Neither of us has applied for social security as yet. My social security payout at 66 is $2706/mo and my wife’s is $1530/mo.


Would An Up To Date Analysis Benefit Me?

I purchased your program back in 2014, but did not renew. I will turn 69 this year. I filed and suspended for benefits. My wife will turn 69 this year. Since 2015 she has been drawing benefits based on me having filed and suspended. I plan to continue suspending benefits until next year. I am planning to repurchase your program to have the benefit of a 1 hour consultation. I would like assurance that there is still some benefit in purchasing an up to date analysis from your company. Thanks, Walter

Hi Walter,

Is Your Software Up To Date?

I am considering purchasing your software. However in the promo material you list one of your strategies as File and Suspend which is no longer available (born 1952 and 1953). Rather we are considering Restricted application. Is your software up to date on this matter ?


Yes, all of our software is fully updated to incorporate the most recent changes to Social Security law. And, our software should be particularly helpful to you if you and your wife have the option to file a restricted application for spousal benefits only.