Maximize My Social Security Software

Which Of Your Software Options Would Be Best For Me?

Hi Larry, i was given your website by a dear friend and was thinking
I would perhaps like to buy one of the 2 financial planners you have;
Maximize my SS or Maxfit
I am a 63 year's old single, never married woman with low income (salesperson) from Brooklyn. I have
NO pension, no assets and little savings...Maxfit looks like it's for people with more financial heft?
Thank you,


Hi Kay,

Does Your Software Consider Start, Stop, Start Strategies?

Does your software provide for a Start, Stop, Start analysis?


Yes, the software can analyze all of your options and determine the best filing strategy based on your individual set of circumstances. By the way, for other readers start, stop, start refers to filing for benefits and then suspending them at full retirement age or later, then resuming them at age 70.

Best, Jerry

What Can We Do With The Software?

Larry, we just purchased your software license for households. My wife and I would like to know about different scenarios--such as I take SSA at 62, or FRA, even age 70--and my wife take it at different times at FRA,while I take it as above, or she waits till age 70, that possible with the software. We were overwhelmed with all the numbers....


Ron and Bets

Hi Ron & Bets,

Does My Wife Need To Wait A Year To Apply For Spousal Benefits?

I am 65 , DOB 2/9/1952, My wife is 66, DOB 2/9/1951. She did not work she was a homemaker with our 5 children. Does she need to wait one year until I reach 66, my FRA, to apply for her spousal benefits. I purchased your software. On the What If annual benefits it shows a full earnings deduction of all of our Social security benefits this year. It appears she should wait one year. I am thinking of applying for both our benefits next year and putting the money in my 401k.


What If I Have A Question About Calculations Made By The Software?

Hi Larry,
I am fun of your publications since 2014. I am 66 and my husband is 67. We are still working and planning to do so for couple more years. My current spousal benefit is $1,109. It was $1,106 in 2016 based on $2,212 PIA for my husband.
I am using your software for the second year and I just found a discrepancy. Per your calculation, my spousal benefit for 2017 should be $1,132 not $1,109. I hope it is not an error!

What If I Have Questions About The Software?

I enrolled in the Maximizing software service today and ran a couple of scenarios. I like the service, but it isn't clear to me if you take into consideration the social security taxes that I will continue to pay in if I elect to work until I'm 70. If not netted out against the increased benefits of waiting it would give a skewed answer.

Hi Kevin,