Ask Larry

Could My Wife File A Restricted Application For Spousal Benefits On My Account?

If I retire and start collecting social security at age 70 in July of this year can my wife file born in sept of 1954 file a restricted application in order to collect spousal benefits on my account

Hi. No, your wife couldn't apply for spousal benefits without being forced to claim her own benefits at the same time. Only people born prior to January 2 1954 are allowed to file a restricted application for spousal benefits only (

You and your wife may want to strongly consider using our software ( to fully compare and analyze all of your various options so that you can determine the best overall strategy for maximizing your benefits.

Best, Jerry

Mar 28 2023 - 10:42am
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