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Is What Social Security Told Me True?

Hello Larry,
Will you please help me to understand... widow's benefits. (i will be 61 on...10-5-2021)
is it possible for me to ....first ...receive my own reduced social security benefit at 62
for me... @62=$805 & @67= $1,143.
and then.... later.... receive my deceased husbands when i become full retirement age 67 ?
social security tells me... from my deceased husband...
for me... @60=$1,489 & @ 67= $2,027
i was told that even though my husband started receiving his social security early...

Thursday, September 23, 2021 - 12:29

Can I Draw From My Own Record Instead Of Continuing To Draw Survivor Benefits?

I'm drawing survivors benefits from my deceased wife who did not work much could I draw from mine instead brings how I have made way more money?

Hi. The answer to your question depends on your age. You'd have to be at least age 62 to qualify for Social Security retirement benefits, and your benefit rate would be reduced for age if you start drawing prior to your full retirement age (FRA).

Tuesday, September 21, 2021 - 11:41

Is It True That I Can Draw My Deceased Ex-Husband's SS Now And Let My Own Benefit Build Until Full Retirement Age?

I am collecting my social security at 62. When I applied I was told I qualify to take my dead ex’s social and let mine wait until my full retirement age . Was this true. ? His is less than mine but because I wanted to leave mine to get a better amount 8% every year .when I’m 66 I was told I could switch. Thank you.

Sunday, September 19, 2021 - 20:08

Can I Stop My SSDI Benefits And Start Collecting Widow's Benefits Instead?

I am 65 yr old widow can I take my Social Security few months early and stop my SSDI benefits

Hi. No, you can't voluntarily stop receiving Social Security disability (SSDI) benefits. The only way that you could stop your SSDI benefits is by withdrawing your application, which you almost certainly would NOT want to do because you would then have to repay all of the benefits you've been paid up to now.

Friday, September 17, 2021 - 12:16

What Is The Correct Policy For Receiving A Percentage Of Your Husband's SS Funds?

My husband is 66y/o started receiving Social Security August of 2021. When we applied we discuss with a SS rep, regarding me received 48.5 percent of my husbands SS check monthly. The rep stated yes I could get 48.8 percent after my husband started receiving funds. On Sept 14 I called the SS 800# and I was told I cannot received 1/2 of my husbands funds as previous discuss because I was not born before 1954. Apparently, the law changed a couple years ago and those of us born after 1954 are not eligible.

Thursday, September 16, 2021 - 18:41

Can My Wife Take Spousal Benefits When I'm 62?

Hi Larry,
My wife has been on S.S. disability for anxiety for over 20 years. She receives about $765 per month. She is 60 years old. I work full time making about $80,000 per year. I am only 50 years old. My question is, is she stuck with the $765 per month the rest of her life or can she take my spousal benefit when I'm 62?
Thank you so much for any advice.

Wednesday, September 15, 2021 - 16:00
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