Filing Options

Will My Wife Be Able To Switch From Her Own Benefits To A Spousal Benefit When I Start Drawing My Benefits?

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My wife and I will turn 66 this year. I'm still working and plan on filing for social security at 70. My wife will file for ss this year at her fra. Her amount will be 400 a month. When I file at 70, will she be able to switch to a spousal benefit of one half of my fra?

Hi,

If My Wife Dies Could I Take Survivor Benefits While Still Letting My Own Benefit Rate Grow Until Age 70?

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My wife (age 46) is on SSDI. I'm 66. I'm planning to delay taking my own Social Security retirement benefits till I am 70. If my wife dies before that, could I take survivor benefits based on her SSDI while still letting my own retirement benefits gain 8% a year till age 70? Or, would I be "deemed" to have started my benefits earlier too if I file for survivor benefits earllier than 70?
Thanks so much.

Hi,

Is The Social Security Representative I Spoke With Correct?

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My wife retired at 66, I am 65, applied for Medicare a. Social security rep who took my application told me that if I did not retire at 66 I could collect spousal benefits on my retired wife's account because she waited until full retirement age of 66 and I could still continue to work. It was my understanding that such a technique for maximizing benefits was discontinued for all people born in 1954 and after. Does your software help with this? Is the representative correct? I would certainly have a higher final retirement amount if I wait to 67 or 68.

Can I Start Collecting My Deceased Husband's Benefits At FRA And Then Switch To Drawing My Own Benefits At Age 70?

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My husband died in 2012. I am currently 62 years old. I was told by SS that at my full retirement age (66 1/2) that I could take 100% of my deceased husband’s SS and still work full-time. I intend to work until I’m 70 and invest his SS. My question is if I do that can I, at 70, switch to collecting my SS (which will be larger than his), thereby stop collecting his or will I have to continue taking his and forfeit mine?

Hi,

I'm sorry for your loss.

Can I Take My Own Retirement At FRA And Switch To Half Of My Husband's Benefit When He Files?

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I am going to be 66 next month. thats my full retirement age. I was born March 1954. I am married. My husband plans to collect his social security next year in April 2021, at his full retirement age 66 and 2 months.

My question is: Can I take my own retirement in April 2020 at my FRA. I will be getting much less than when my husband files for his SS. So can I take my own SS now and when he applies for his SS next year in 2021, can I switch over to his SS so I can receive half of his? I say half because he will be at FRA when he files. Thank you.
Cherie

Could I Get A Benefit From My Husband From Whom I'm Separated?

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I am deaf and have two grown children with their hearing father. But we are separated over 20 years. I wanted a divorce and he refused to sign. I work full time job at school but never enough. Wonder can I get a benefit from him? I don't know if he has his own benefits. I know he has some blinds in his eyes I wasn't sure if he is getting benefits for that or maybe none. But me?? Get benefits from him? No? Please let me know thank you.

Hi,

Can An Ex-Spouse Decline Social Security Benefits?

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Can an ex-spouse Social Security benefits be declined or waived? My father passed away last year and this resulted in an increase to my mother’s monthly Social Security benefits. Most would view this as a good thing however my mother lives on a limited income and qualified for Medicaid coverage. The increase was enough to bump her from qualifying for continued Medicaid benefits And her spending habits do not allow for a month to month spend down..