Filing Options

Can A Husband Born In 1953 Collect Half Of His Wife's SS When She Starts Drawing Her Benefits?

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Scenario: Husband will retire FRA of 70 (9/23/1953) wife (Susan 7/22/1959) will file for SS at 62 (only 18 years of employment) Question: If wife collects her SS at 62, can husband collect half of wife's (meager -ha) SS earning when wife files for SS until his FRA of 70 (at which point wife transitions to receiving a percentage of his SS.
I cannot find an answer anywhere to this question. Thank you so much!

Hi,

Can I Switch From SS Disability To SS Retirement Benefits Now That I'm 62?

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I'm 62. On ss disability since 2016.
Can I change over to retirement SS at my age? or do I have to wait till 66 +2 months?

Hi,

You could, but you probably wouldn't be happy with the results. Social Security disability (SSDI) benefits are calculated in essentially the same manner as your full retirement age (FRA) Social Security retirement benefit is calculated. The only material difference is that fewer years of earnings are sometimes used to calculate SSDI rates than the 35 years used to calculate retirement benefits.

Can I Draw Spousal Benefits At Age 62 And Claim My Own Benefits Later?

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Larry, I am 62 and still working part time. My husband is 73 and has been drawing SS since age 62. I believe that my own social security payment amount would be higher than his. Can I draw on his benefits now (spousal benefits) and then claim my own benefits at 65? I was confused by SS website because it sounds like if my benefits are higher than my husband's, they would pay that amount and not let me claim spousal benefits. I hope you can help me. Thanks so

Hi,

If I File For My Benefits Now Am I Allowed To File For Spousal Benefits When My Spouse Applies For His Benefits?

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I turned 62 1/2, worked for 11 years, and wanna file for for social security reitirmenent benefits now. My husband is 65 and plans to file for his social security retiirement this time next year. Am i entitled to file for spousal benefits under my husband at that time ? If yes, how much will be my benefits?

Hi,

Am I Eligible To Claim Spousal Benefits While I Wait To Claim My Benefits?

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My wife will be at her FRA (66) in Dec 2020. She plans to start her SS benefit then. It's estimated to be ~ $1750/MTH. I'm a bit younger & my FRA is 66.5 in Aug 2023. Thru our married life I was the higher income provider. My benefit at FRA is estimated at $3100/mth. Am I eligible to claim spousal benefits from my wife's benefit while I wait to claim my full benefit in 2023? If so, how much would the spousal benefit be?

Hi,

Can My Mother-In-Law File For Spousal Benefits Now At Age 65 And Delay Her Own Benefits Until 70?

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Hello Larry,

My mother-in-law is 65 and divorced, her ex husband is also 65. They were married for 30 years and she never remarried. Would she be able to file for spousal benefits now and delay her own benefits until 70? By collecting spousal benefits before her FRA will that reduce her benefit at age 70?

Thanks,
Casey

Hi Casey,

Can I Get Both My SS And My Ex-Wife's SS?

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can i get my ex wifes SSB and mine Too

Hi,

Not really. If you apply for both your own Social Security benefits and for divorced spousal or survivor benefits, you could only be paid essentially the higher of the two benefit rates. If your divorced spousal or survivor rate was the higher of the two benefits, though, Social Security would pay your own benefit plus a partial divorced spousal or survivor rate. The 2 benefits would basically just add up to the higher divorced spousal/survivor rate, though.

Best, Jerry