Ask Larry

Divorced Spousal Benefits

Will I Be Able To Draw On My Ex's Account Since He Earned More Than I Did?

I have been divorced for 20 years and never remarried. When I draw my social security can I draw on my exes since he made a greater amount than I. And if so when should I start to draw. I am 59 now.

I was born January 19,1962. When can I apply for social security on me and when if I am filing on an ex husband? We were married for 20years before divorce. He was born June 16,1960.

Sunday, May 16, 2021 - 18:05

Will I Be Able To Collect On My Ex-Husband's Account When He Starts Drawing His Benefits At Age 70?

I was born May 22, 1952& he was born June 15, 1953.We were married in 1977& divorced in 1998. By the time we divorced, I was disabled&receiving disability benefits from social security under my work record. Those benefits became retirement benefits when I reached "retirement age." At that time, my wor k record didn't reach the threshold for me to draw benefits off his record. He plans to let his social security benefits grow until he reaches the age when he's required to collect.

Saturday, May 15, 2021 - 07:27

Is It Correct That At FRA I Can Claim 50% Of My Former Husband's PIA Instead Of My SSDI?

My husband and I were married for 21 years and I was primarily a housewife.
I have subsequently worked enough to qualify for Social Security benefits and I am now on SSD. I am 62 years old and my former husband is 65 years old. Am I correct in understanding that when I reach full retirement age I can elect to draw 50% of his PIA instead of my SSD?

Thursday, May 13, 2021 - 08:00

Can I Get Benefits From My Ex-Wife's Record?

I was married from November 1979 till April 1988. Divorced now for 33 years! Can I use my ex-wife’s SSN? I am currently on SSDI. We are both turning 65 in 2021 and She has been very successful!

Hi. It doesn't sound like it. You can only qualify for divorced spousal benefits if you were married to your ex-spouse for at least 10 years. If your marriage lasted less than 10 years, you can't collect benefits from your ex-wife's account.

Best, Jerry

Tuesday, May 11, 2021 - 15:48

How Do I Find Out Whether It Would Be Better To Retire On My Own Social Security Or My Ex-Spouse's Social Security?

I am 62 divorced female still currently employed in a low level position. I am exploring the best time to retire with available assets. I would hope to work part time after retiring. My former husband's income was much higher than mine. However, he has been out of the work force 13 years and hasn't filed taxes since. How do I gather his information to determine which income would be best to retire on? Or is it fruitless since he has not filed?

Wednesday, April 28, 2021 - 12:35

Is There An Exception To The Ten Year Rule When Diagnosed With A Major Disease?

Question: Receiving ex spouses social Security benefits. Is there a way to have an exception to the 10 year rule when diagnosed with a major Disease during the marriage then becoming disabled because of it?

Hi. No, there are no exceptions to the 10-year duration of marriage requirement for divorced spousal benefits.

Best, Jerry

Thursday, April 22, 2021 - 09:59
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