Will soon be 66, I was born prior to Jan. 2, 1954 and haven't started receiving any benefits yet. If applying for divorced spousal benefits, (1/2 of ex's PIA) and want to wait and then at 70 start receiving my benefits. Does it matter if my PIA at 66 is larger than the divorced spousal benefit? Just want to do what is best and will help me out financially in the long run. Ex is 70+. Divorced for 20+, never remarried. Thanks for your knowledge. Have a good weekend.