Ask Larry

Divorced Spousal Benefits

Can I Draw On My Ex-Spouse's Social Security Now Since I'm Disabled?

I am newly divorced after a marriage of 34 years. I’m 54 and on SSDI and my ex-spouse is 59 (still working) My question is… can I draw on my spouses Social Security now since I’m disabled, or do I have to wait until he’s 67? How do I find out how much his Social Security will be? If he passes away am I able to receive 100% of his Social Security or still only half?

Monday, November 7, 2022 - 09:02

Can I Claim Benefits Under My Ex-Wife's Social Security?

I am 76 and have been retired since 1998. When I turned 62 I applied for early social security and received Just under $200.00 a month and over the years it was increased to just over $200.00. The benefit is small because I was working and contributing to a PERA fund for 30 years. As you know people under PERA were not able to contribute to social security after 1980. I was married for 20 years to my ex spouse. Divorced in 2004. She was 12 years younger but contributed to social security and has continued to work. She is now 65.

Thursday, October 27, 2022 - 13:32

Will My Spouse Lose Her Spousal Benefits If We Divorce Now?

Dear Larry,
I have a question I hope you can answer. I married about 4 years ago. My spouse and I reached our FRA in late 2020 and I filed for SS based on my record. My spouse filed for spousal benefits on my record. My question is, will my spouse lose her spousal benefits if we get a divorce now? Does the 10-year rule apply if you're already collecting spousal benefits when you get divorced? Thanks, Johnny

Sunday, August 28, 2022 - 12:07

Do I Need To Wait Two Years To Apply For Ex-Spouse's Benefits?

I'm 65 years old and newly divorced after 18 years of marriage. My ex is also 65, and my PIA is less than half of his. Do I need to wait two years until I'm eligible to apply for ex-spouse benefits? If I apply for benefits now, will I only receive benefits based on my own wage history? If so, then when I become eligible for the divorced spousal benefit in two years when I'm 67, will SSA automatically increase my benefit to 50% of my ex's PIA, or do I need to apply for that?

Friday, August 19, 2022 - 12:46

Do I Qualify For An Additional Financial Benefit Due To Abuse And Violence Committed By My Ex-Spouse?

Hi Larry.

Can you please help me with your social security advuce? Below are details and questions.

My name is Deanne. I will be 65 years old on December 16th. I was born in 1957.

During my 25 years of marriage, I was physically and verbally abused by my husband at that time. He was arrested on 1 occasion, he went to jail, he went to court and was found guilty. I have a copy of the police report. I personally have over 40 credits on my own work record and qualify for social security. I have not taken my benefits on my work record yet.

Thursday, August 11, 2022 - 08:51
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.