Hi Larry, I'm 67 divorced more than 10 years. My ex is 65; he works and is not collecting SS.
I want to wait till 70 to maximize my benefits and want to collect on his.
According to the SS website "if your ex-spouse has not applied for retirement benefits, but can qualify for them, you can receive benefits on their record if you have been divorced for at least two years". I went to SS to apply and they told me that because he's not "collecting" benefits I can't tap into his benefits. Is that correct? Thank you.